# 119-hr-9379: Affordable Homes for Veterans Act of 2026

119-hr-9379, Affordable Homes for Veterans Act of 2026, is a 119th Congress bill sponsored by Rep. Vindman, Eugene Simon [D-VA-7] (D-VA); status in_committee; PRIA reads it as touching household money (as of 2026-07-24).

- Canonical: https://policyrisk.com/legislation/119-hr-9379
- As of: 2026-07-24
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9379
- Congress: 119
- Title: Affordable Homes for Veterans Act of 2026
- Status: in_committee
- Introduced: 2026-06-18
- Sponsor: Rep. Vindman, Eugene Simon [D-VA-7] (D-VA)
- Cosponsors: 1
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-07-24

## Summary

**A statutory 45-calendar-day deadline for VA loan assumption requests.** This bill would make 45 days the required processing limit for a complete assumption application and force new VA guidance and oversight to push timely, fair decisions. - Veterans and potential homebuyers: Get a required decision on a complete assumption application within 45 calendar days, giving faster certainty when taking over a VA-backed loan. - Mortgage servicers and regional VA loan centers: Must process or forward complete applications on the 45-day timeline whether they can approve or not. VA guidance would also bar communications that suggest the timeline will exceed 45 days. - VA leadership and auditors: The Secretary would have 30 days to update servicer guidance. The VA Inspector General, working with the Comptroller General, would assess three years of processing and report to Congress within 18 months. - Borrower protections and fairness: The IG review must analyze denial and withdrawal rates, underwriting differences versus new loans, potential discrimination, and recommend enforcement or legislative fixes.

## Cosponsors (1)

- Rep. Hamadeh, Abraham J. [R-AZ-8] (R-AZ), 2026-06-18T00:00:00.000Z

## Provisions PRIA read

- Faster VA loan assumption decisions: benefit, low. If enacted, this would require servicers to decide an application to assume a VA‑guaranteed loan within 45 calendar days after receiving a complete application. A complete application would include all documents and information VA regulations require. The 45‑day deadline would apply whether the ser…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6900: American Affordability Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026

## Sources
- [119-hr-9379 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9379)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9379 (as of 2026-07-24).