# 119-hr-9404: VA Home Loan Navigator Act

119-hr-9404, VA Home Loan Navigator Act, is a 119th Congress bill sponsored by Rep. Escobar, Veronica [D-TX-16] (D-TX); status introduced; PRIA reads it as touching household money (as of 2026-10-30).

- Canonical: https://policyrisk.com/legislation/119-hr-9404
- As of: 2026-10-30
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9404
- Congress: 119
- Title: VA Home Loan Navigator Act
- Status: introduced
- Introduced: 2026-06-23
- Sponsor: Rep. Escobar, Veronica [D-TX-16] (D-TX)
- Cosponsors: 20
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-10-30

## Summary

**Creates a VA-administered borrower support program** to give veterans and other eligible borrowers free, voluntary help navigating home loan benefits and related challenges. The service focuses on counseling, eligibility help, and resolving loan servicing or foreclosure issues.

## Cosponsors (20)

- Rep. Valadao, David G. [R-CA-22] (R-CA), 2026-10-01T00:00:00.000Z
- Rep. Mackenzie, Ryan [R-PA-7] (R-PA), 2026-10-05T00:00:00.000Z
- Rep. Pettersen, Brittany [D-CO-7] (D-CO), 2026-10-09T00:00:00.000Z
- Rep. Rutherford, John H. [R-FL-5] (R-FL), 2026-10-26T00:00:00.000Z
- Rep. Bergman, Jack [R-MI-1] (R-MI), 2026-06-23T00:00:00.000Z
- Rep. Mills, Cory [R-FL-7] (R-FL), 2026-06-25T00:00:00.000Z
- Rep. Correa, J. Luis [D-CA-46] (D-CA), 2026-06-29T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2026-06-29T00:00:00.000Z
- Rep. Costa, Jim [D-CA-21] (D-CA), 2026-07-02T00:00:00.000Z
- Rep. Randall, Emily [D-WA-6] (D-WA), 2026-07-20T00:00:00.000Z
- Rep. Van Orden, Derrick [R-WI-3] (R-WI), 2026-07-21T00:00:00.000Z
- Rep. Ciscomani, Juan [R-AZ-6] (R-AZ), 2026-08-06T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2026-08-13T00:00:00.000Z
- Rep. Levin, Mike [D-CA-49] (D-CA), 2026-08-27T00:00:00.000Z
- Rep. Scanlon, Mary Gay [D-PA-5] (D-PA), 2026-08-31T00:00:00.000Z
- Rep. Quigley, Mike [D-IL-5] (D-IL), 2026-08-31T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2026-08-31T00:00:00.000Z
- Rep. Suozzi, Thomas R. [D-NY-3] (D-NY), 2026-09-08T00:00:00.000Z
- Rep. Ansari, Yassamin [D-AZ-3] (D-AZ), 2026-09-08T00:00:00.000Z
- Rep. Latimer, George [D-NY-16] (D-NY), 2026-09-15T00:00:00.000Z

## Provisions PRIA read

- Free VA home loan counseling: benefit, medium. If enacted, this bill would create a VA program to give veterans and other eligible borrowers free, voluntary help using VA home loan benefits. The VA would provide education, help getting or fixing a certificate of eligibility, counseling on buying, refinancing, and closings, guidance on appraisal…

## Related bills

- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-2102: Major Richard Star Act
- 119-hr-2048: Metastatic Breast Cancer Access to Care Act
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025

## Sources
- [119-hr-9404 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9404)

## Related
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-2048: Metastatic Breast Cancer Access to Care Act](https://policyrisk.com/legislation/119-hr-2048)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9404 (as of 2026-10-30).