# 119-hr-9472: The Protecting Homeowners from Squatters Act

119-hr-9472, The Protecting Homeowners from Squatters Act, is a 119th Congress bill sponsored by Rep. Lawler, Michael [R-NY-17] (R-NY); status in_committee; PRIA reads it as touching household money (as of 2026-07-24).

- Canonical: https://policyrisk.com/legislation/119-hr-9472
- As of: 2026-07-24
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9472
- Congress: 119
- Title: The Protecting Homeowners from Squatters Act
- Status: in_committee
- Introduced: 2026-06-25
- Sponsor: Rep. Lawler, Michael [R-NY-17] (R-NY)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-07-24

## Summary

**Withhold federal housing funds from jurisdictions that permit squatting.** This bill would bar Community Development Block Grant funds and federal mortgage support for local governments that allow squatting or grant special tenancy rights to squatters. - Homeowners and renters: The bill would block federal mortgage support for loans secured by 1–4 family residences in jurisdictions barred from receiving Title I Community Development Block Grant funds. This could make federal-backed loans unavailable in those areas. - Local governments: Any unit of general local government deemed to permit squatting would be excluded from Title I CDBG funding until it takes corrective actions and receives certification from the Secretary. The Secretary must publish a yearly list of barred jurisdictions and the justification for each. - Federal housing programs and agencies: Covered agencies named include the Department of Housing and Urban Development, the Federal Housing Finance Agency, the Department of Veterans Affairs, and the Department of Agriculture. Those agencies must jointly issue guidelines within 90 days to apply prohibitions to programs like FHA insurance, VA guarantees, USDA loans, and purchases or securitizations by Fannie Mae and Freddie Mac.

## Provisions PRIA read

- Federal mortgage support barred in listed areas: cost, medium. If enacted, federal mortgage insurance, guarantees, direct USDA lending, or purchase by Fannie Mae or Freddie Mac would not be available for loans secured by 1- to 4-family homes located in a locality HUD has barred from receiving Title I CDBG funds. For this mortgage rule, squatting would be defin…
- HUD cuts community grants for squatting: cost, medium. If enacted, HUD would stop giving Community Development Block Grant (Title I) money to any local government that permits squatting or gives special tenancy rights to squatters. The bill would define squatting for this rule as entering without the owner's permission and living there 10 or more conse…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-9086: Foreign Service Modernization Act
- 119-hr-3633: Digital Asset Market Clarity Act

## Sources
- [119-hr-9472 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9472)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-9086: Foreign Service Modernization Act](https://policyrisk.com/legislation/119-hr-9086)
- [119-hr-3633: Digital Asset Market Clarity Act](https://policyrisk.com/legislation/119-hr-3633)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9472 (as of 2026-07-24).