# 119-hr-9515: MFA Act

119-hr-9515, MFA Act, is a 119th Congress bill sponsored by Rep. Grothman, Glenn [R-WI-6] (R-WI); status introduced; PRIA reads it as touching household money (as of 2026-08-22).

- Canonical: https://policyrisk.com/legislation/119-hr-9515
- As of: 2026-08-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9515
- Congress: 119
- Title: MFA Act
- Status: introduced
- Introduced: 2026-06-29
- Sponsor: Rep. Grothman, Glenn [R-WI-6] (R-WI)
- Cosponsors: 3
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-08-22

## Summary

**Multi-factor authentication for healthcare.gov access** would be required for enrolling in a qualified health plan or viewing personalized enrollment details. The bill defines MFA as verification by two or more factor types (knowledge such as a password, possession such as a token, or inherence such as a biometric) and requires implementation within one year, with exceptions for people without broadband or those unable to use MFA for specified reasons.

## Cosponsors (3)

- Rep. Arrington, Jodey C. [R-TX-19] (R-TX), 2026-06-29T00:00:00.000Z
- Rep. Fine, Randy [R-FL-6] (R-FL), 2026-06-29T00:00:00.000Z
- Rep. Tiffany, Thomas P. [R-WI-7] (R-WI), 2026-08-20T00:00:00.000Z

## Provisions PRIA read

- New multi-factor login for healthcare.gov: mixed, low. This bill would require multi-factor authentication (MFA) on healthcare.gov or any successor site for enrolling in Exchange health plans and for viewing personalized enrollment information. MFA would mean verification of two or more factor types: a knowledge factor (like a password), a possession f…

## Related bills

- 119-hr-1: One Big Beautiful Bill Act
- 119-hr-4669: FEMA Act of 2025
- 119-hr-987: Fair Access to Banking Act
- 119-hr-404: Hearing Protection Act
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-425: Repealing Big Brother Overreach Act

## Sources
- [119-hr-9515 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9515)

## Related
- [119-hr-1: One Big Beautiful Bill Act](https://policyrisk.com/legislation/119-hr-1)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-987: Fair Access to Banking Act](https://policyrisk.com/legislation/119-hr-987)
- [119-hr-404: Hearing Protection Act](https://policyrisk.com/legislation/119-hr-404)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-425: Repealing Big Brother Overreach Act](https://policyrisk.com/legislation/119-hr-425)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9515 (as of 2026-08-22).