# 119-hr-9644: Medicare Advantage MLR Transparency Act

119-hr-9644, Medicare Advantage MLR Transparency Act, is a 119th Congress bill sponsored by Rep. Moran, Nathaniel [R-TX-1] (R-TX); status in_committee; PRIA reads it as touching household money (as of 2026-09-04).

- Canonical: https://policyrisk.com/legislation/119-hr-9644
- As of: 2026-09-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9644
- Congress: 119
- Title: Medicare Advantage MLR Transparency Act
- Status: in_committee
- Introduced: 2026-07-13
- Sponsor: Rep. Moran, Nathaniel [R-TX-1] (R-TX)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-09-04

## Summary

**Requires clear, consumer-friendly disclosure of Medicare Advantage plans' finances and medical loss ratios (MLRs).** This bill would require each Medicare Advantage plan to publish plan-level totals for revenue, the amount and share spent on incurred claims, the amount and share spent on non-claims costs, and the dollar and percent difference between the MLR numerator and denominator in a format the Secretary specifies.

## Provisions PRIA read

- More Medicare Advantage plan transparency: benefit, medium. If enacted, this bill would require Medicare Advantage organizations, starting with plan years that begin on or after January 1, 2029, to submit to the Secretary and publish on each plan's public website plan-level medical loss ratio (MLR) data in a consumer-friendly format. The data would include…

## Related bills

- 119-hr-5349: TAS Act
- 119-hr-137: TCJA Permanency Act
- 119-hr-2570: Maximum Pressure Act
- 119-hr-3160: PREVAIL Act
- 119-hr-3132: CHOICE for Veterans Act of 2025
- 119-hr-1163: Prove It Act

## Sources
- [119-hr-9644 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9644)

## Related
- [119-hr-5349: TAS Act](https://policyrisk.com/legislation/119-hr-5349)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-2570: Maximum Pressure Act](https://policyrisk.com/legislation/119-hr-2570)
- [119-hr-3160: PREVAIL Act](https://policyrisk.com/legislation/119-hr-3160)
- [119-hr-3132: CHOICE for Veterans Act of 2025](https://policyrisk.com/legislation/119-hr-3132)
- [119-hr-1163: Prove It Act](https://policyrisk.com/legislation/119-hr-1163)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9644 (as of 2026-09-04).