# 119-hr-9751: Consumer Appeal Rights Enforcement Act

119-hr-9751, Consumer Appeal Rights Enforcement Act, is a 119th Congress bill sponsored by Rep. Lee, Summer L. [D-PA-12] (D-PA); status introduced; PRIA reads it as touching household money (as of 2026-08-05).

- Canonical: https://policyrisk.com/legislation/119-hr-9751
- As of: 2026-08-05
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9751
- Congress: 119
- Title: Consumer Appeal Rights Enforcement Act
- Status: introduced
- Introduced: 2026-07-16
- Sponsor: Rep. Lee, Summer L. [D-PA-12] (D-PA)
- Cosponsors: 2
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-08-05

## Summary

**Creates a civil-penalty enforcement regime for ERISA plan claims procedures and external reviews.** The bill would strengthen enforcement by letting the Secretary assess fines for failures in claims handling and external-review processes and by replacing direct private enforcement with a penalty-based system.

## Cosponsors (2)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2026-07-22T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2026-08-03T00:00:00.000Z

## Provisions PRIA read

- New penalties for plan claim failures: mixed, high. If enacted, the bill would create large civil penalties for failures in plan claims, appeals, notices, and external-review rules. Individual failures could trigger up to $1,000 per day for each affected participant or beneficiary, starting when you or the Secretary give written notice and ending wh…
- New enforcement for employee benefit claims: mixed, medium. If enacted, the bill would shift how ERISA claim disputes are enforced. It would repeal a prior private-enforcement subsection, change which legal tools are available, and let the Secretary bring actions to collect civil penalties. Courts hearing certain benefit suits would be able to add the new s…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-8870: BUILD America 250 Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025

## Sources
- [119-hr-9751 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9751)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-8870: BUILD America 250 Act](https://policyrisk.com/legislation/119-hr-8870)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9751 (as of 2026-08-05).