# 119-hr-9763: SWIFT Act of 2026

119-hr-9763, SWIFT Act of 2026, is a 119th Congress bill sponsored by Rep. Scanlon, Mary Gay [D-PA-5] (D-PA); status introduced; PRIA reads it as touching household money (as of 2026-07-31).

- Canonical: https://policyrisk.com/legislation/119-hr-9763
- As of: 2026-07-31
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9763
- Congress: 119
- Title: SWIFT Act of 2026
- Status: introduced
- Introduced: 2026-07-16
- Sponsor: Rep. Scanlon, Mary Gay [D-PA-5] (D-PA)
- Cosponsors: 6
- Policy area: Social Welfare
- Touches household money: yes
- Last recorded action: 2026-07-31

## Summary

**This bill would make disability the primary path to Social Security survivor benefits by allowing eligible widows, widowers, and surviving divorced spouses to claim benefits at any age.** It also raises child-in-care eligibility and creates bigger delayed-claim increases for survivors who wait to file.

## Cosponsors (6)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2026-07-16T00:00:00.000Z
- Rep. Titus, Dina [D-NV-1] (D-NV), 2026-07-16T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2026-07-16T00:00:00.000Z
- Rep. Clarke, Yvette D. [D-NY-9] (D-NY), 2026-07-16T00:00:00.000Z
- Rep. Moulton, Seth [D-MA-6] (D-MA), 2026-07-16T00:00:00.000Z
- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2026-07-16T00:00:00.000Z

## Provisions PRIA read

- Higher survivor checks for delayed filing: benefit, medium. If enacted, survivors who delayed filing or asked SSA not to pay benefits would get a delayed‑receipt increase for months beginning on or after January 1, 2027. The increase would equal a percentage of the base survivor benefit times the number of increment months, using different percentage rules…
- Longer survivors benefits for children: benefit, medium. If enacted, the age a child can get survivors benefits would rise from 16 to 18 starting January 1, 2027. If the child is a full‑time elementary or secondary school student, the age would be 19. This would lengthen the time families can receive monthly survivors payments for older dependent childre…
- More survivor benefits for disabled spouses: benefit, medium. If enacted, survivors who meet Social Security disability tests would be able to get unreduced survivor benefits at any age starting January 1, 2027. The bill would remove prior age and fixed-period limits and let entitlement begin as early as 17 months before you apply. A marriage that happens aft…
- New cap on monthly survivor benefit: benefit, medium. If enacted, the monthly survivor benefit for a widow or widower would not be more than the greater of two amounts. One amount would be the deceased person's adjusted old‑age benefit for the month after certain reductions. The other would be 82.5% of the deceased person's primary insurance amount. T…
- Protect other benefits from SS increases: benefit, medium. If enacted, people who are already getting federal or federally funded state or local benefits when the Act takes effect would not have extra Social Security income from this Act counted against those benefits. The disregard would apply for each program while the person remains eligible and would s…
- SSA must mail survivors information booklet: benefit, low. If enacted, the Social Security Commissioner would have to publish a Title II benefits booklet by January 1, 2027. For deaths on or after January 1, 2027, SSA would have to mail that booklet to each known widow, widower, or surviving divorced spouse within 30 days after SSA is informed of the death.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hres-1058: Recognizing that it is the duty of the Federal Government to develop and implement a Transgender Bill of Rights to protect and codify the rights of transgender…

## Sources
- [119-hr-9763 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9763)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hres-1058: Recognizing that it is the duty of the Federal Government to develop and implem…](https://policyrisk.com/legislation/119-hres-1058)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9763 (as of 2026-07-31).