# 119-hr-9792: Employee Ownership Fairness Act of 2026

119-hr-9792, Employee Ownership Fairness Act of 2026, is a 119th Congress bill sponsored by Rep. Perry, Scott [R-PA-10] (R-PA); status introduced; PRIA reads it as touching household money (as of 2026-08-02).

- Canonical: https://policyrisk.com/legislation/119-hr-9792
- As of: 2026-08-02
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9792
- Congress: 119
- Title: Employee Ownership Fairness Act of 2026
- Status: introduced
- Introduced: 2026-07-20
- Sponsor: Rep. Perry, Scott [R-PA-10] (R-PA)
- Cosponsors: 0
- Policy area: Labor and Employment
- Touches household money: yes
- Last recorded action: 2026-08-02

## Summary

**Protect ESOP ownership while preserving retirement-savings limits.** The Employee Ownership Fairness Act of 2026 would create ESOP-specific rules in ERISA and the tax code so employer stock contributions and loan-repayment contributions do not count against contribution or annual-addition limits, and so forfeitures allocated to ESOP accounts are excluded from annual additions. - Workers and ESOP participants: ESOP participants would be able to receive the full benefit of employer stock and contributions that repay ESOP acquisition loans without those amounts reducing their ability to accrue other retirement benefits. This aims to strengthen the value of ownership inside ESOPs. - People saving in other defined contribution plans: The bill would force separate application of section 404 limits to an ESOP and to any other defined contribution plan. That helps prevent ESOP contributions from crowding out 401(k) or similar plan contributions. - Employers and plan administrators: Plans would need new tracking and testing rules because ESOP contributions, loan repayments, and forfeitures get special treatment. The changes would apply to plan years beginning after enactment.

## Provisions PRIA read

- More retirement contributions for ESOPs: benefit, medium. If enacted, this bill would change how employer contributions to employee stock ownership plans (ESOPs) are counted for certain retirement limits. For plan years beginning after the date of enactment, employer stock contributions and contributions used to repay loans that bought employer securities…
- Separate contribution limits for ESOPs: benefit, medium. If enacted, this bill would require employers to apply employer contribution limits separately to an ESOP and to any other defined contribution plan they maintain. For plan years beginning after the date of enactment, an employer with both an ESOP and other plans would figure section 404 limits sep…

## Related bills

- 119-hr-3330: Energy Freedom Act
- 119-hr-25: FairTax Act of 2025
- 119-hr-8324: Great American Healthcare Plan
- 119-hr-9200: Secure the Border Act of 2026
- 119-hr-9199: Permanent Trump Secure Border Act
- 119-hr-7816: Protect Liberty and End Warrantless Surveillance Act of 2026

## Sources
- [119-hr-9792 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9792)

## Related
- [119-hr-3330: Energy Freedom Act](https://policyrisk.com/legislation/119-hr-3330)
- [119-hr-25: FairTax Act of 2025](https://policyrisk.com/legislation/119-hr-25)
- [119-hr-8324: Great American Healthcare Plan](https://policyrisk.com/legislation/119-hr-8324)
- [119-hr-9200: Secure the Border Act of 2026](https://policyrisk.com/legislation/119-hr-9200)
- [119-hr-9199: Permanent Trump Secure Border Act](https://policyrisk.com/legislation/119-hr-9199)
- [119-hr-7816: Protect Liberty and End Warrantless Surveillance Act of 2026](https://policyrisk.com/legislation/119-hr-7816)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9792 (as of 2026-08-02).