# 119-hr-9801: ABLE MATCH (Making Able a Tool to Combat Hardship) Act

119-hr-9801, ABLE MATCH (Making Able a Tool to Combat Hardship) Act, is a 119th Congress bill sponsored by Rep. Dingell, Debbie [D-MI-6] (D-MI); status introduced; PRIA reads it as touching household money (as of 2026-08-15).

- Canonical: https://policyrisk.com/legislation/119-hr-9801
- As of: 2026-08-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9801
- Congress: 119
- Title: ABLE MATCH (Making Able a Tool to Combat Hardship) Act
- Status: introduced
- Introduced: 2026-07-21
- Sponsor: Rep. Dingell, Debbie [D-MI-6] (D-MI)
- Cosponsors: 3
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-08-15

## Summary

**Creates a federal matching tax credit that deposits money into ABLE accounts to help disabled individuals build savings.** The bill would also require demographic reporting by ABLE program managers and fund state outreach grants to boost enrollment and contributions. - Families and beneficiaries: Designated beneficiaries who contribute to their ABLE account could get a matching credit on up to $2,000 of contributions. The match starts at 100 percent and phases out as income rises, using thresholds that include a $56,000 joint filer amount. - States and programs: The Treasury could award grants to States to promote ABLE accounts and matching payments, with $5 million appropriated for each fiscal year 2027 through 2031 for that purpose. - Reporting and territories: Qualified ABLE programs must report demographics like race, gender, and disability type to the Treasury. The bill also requires payments or adjustments for U.S. possessions to reflect the tax changes. *This bill would increase federal outlays by at least $25 million for grants through 2031 and would create additional federal matching payments to ABLE accounts, producing further unspecified costs.*

## Cosponsors (3)

- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2026-07-21T00:00:00.000Z
- Rep. Davids, Sharice [D-KS-3] (D-KS), 2026-08-03T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2026-08-13T00:00:00.000Z

## Provisions PRIA read

- Federal ABLE account matching credit: benefit, high. If enacted, the bill would create a federal matching payment into ABLE accounts for designated beneficiaries. You would get a match equal to the applicable percentage of up to $2,000 in your own ABLE contributions each year. The match would start at 100% and phase down by income using thresholds: $…
- Grants to states to promote ABLE: benefit, low. If enacted, the bill would let the Treasury award grants to States to promote ABLE accounts and the new matching payments. The bill would authorize $5,000,000 per year for each fiscal year from 2027 through 2031 to run the grant program. Congress must still appropriate the money before grants are p…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act

## Sources
- [119-hr-9801 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9801)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9801 (as of 2026-08-15).