# 119-hr-9900: Privately Insured Credit Unions Conversion Modernization Act

119-hr-9900, Privately Insured Credit Unions Conversion Modernization Act, is a 119th Congress bill sponsored by Rep. Davidson, Warren [R-OH-8] (R-OH); status introduced; PRIA reads it as touching household money (as of 2026-09-23).

- Canonical: https://policyrisk.com/legislation/119-hr-9900
- As of: 2026-09-23
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9900
- Congress: 119
- Title: Privately Insured Credit Unions Conversion Modernization Act
- Status: introduced
- Introduced: 2026-07-23
- Sponsor: Rep. Davidson, Warren [R-OH-8] (R-OH)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-23

## Summary

**Eases conversion rules for privately insured credit unions.** The bill would delete the 20% membership turnout requirement for conversion votes and require a minimum 90-day period for the relevant portion of the conversion process. - Members: Fewer participating voters could decide conversion outcomes, so smaller groups may determine whether a credit union converts. - Privately insured credit unions: Boards would face a lower participation barrier to convert and would have at least 90 days to complete and communicate conversion steps. - Federal oversight and budgets: The change is procedural and does not create new funding or federal programs.

## Cosponsors (1)

- Rep. Titus, Dina [D-NV-1] (D-NV), 2026-09-21T00:00:00.000Z

## Provisions PRIA read

- Conversion vote rules for credit unions: mixed, low. If enacted, this bill would change how privately insured credit unions hold conversion votes. It would remove the rule that at least 20% of total members must participate for a valid conversion vote. It would also replace the old short-timing rule with a minimum 90-day notice or voting period. This…

## Related bills

- 119-hr-6900: American Affordability Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3633: Digital Asset Market Clarity Act
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1566: REPAIR Act
- 119-hr-9471: SAFE Banking Act of 2026

## Sources
- [119-hr-9900 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9900)

## Related
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3633: Digital Asset Market Clarity Act](https://policyrisk.com/legislation/119-hr-3633)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1566: REPAIR Act](https://policyrisk.com/legislation/119-hr-1566)
- [119-hr-9471: SAFE Banking Act of 2026](https://policyrisk.com/legislation/119-hr-9471)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9900 (as of 2026-09-23).