# 119-hr-9916: Lowering CAR Insurance Act

119-hr-9916, Lowering CAR Insurance Act, is a 119th Congress bill sponsored by Rep. Lee, Susie [D-NV-3] (D-NV); status introduced (as of 2026-09-26).

- Canonical: https://policyrisk.com/legislation/119-hr-9916
- As of: 2026-09-26
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9916
- Congress: 119
- Title: Lowering CAR Insurance Act
- Status: introduced
- Introduced: 2026-07-23
- Sponsor: Rep. Lee, Susie [D-NV-3] (D-NV)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-09-26

## Summary

**Creates an annual federal report on the automobile insurance industry to surface legislative recommendations for lowering auto insurance costs.** The Director of the Federal Insurance Office would deliver the report each year by September 30 to the President and to the House Financial Services Committee and the Senate Banking, Housing, and Urban Affairs Committee. - Policymakers: The President and the two specified congressional committees would receive an annual report with legislative recommendations aimed at lowering automobile insurance costs. - Federal Insurance Office: The Director would compile and submit the report each year by September 30 and determine what information is relevant or responsive to committee requests. The reporting requirement takes effect 90 days after enactment. - Drivers and households: The report is intended to inform potential future legislation that could reduce auto insurance costs for consumers.

## Cosponsors (1)

- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2026-09-24T00:00:00.000Z

## Related bills

- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-6900: American Affordability Act of 2025

## Sources
- [119-hr-9916 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9916)

## Related
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9916 (as of 2026-09-26).