# 119-s-1015: A bill to extend the National Flood Insurance Program through December 31, 2026.

119-s-1015, A bill to extend the National Flood Insurance Program through December 31, 2026., is a 119th Congress bill sponsored by Sen. Cassidy, Bill [R-LA] (R-LA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-1015
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1015
- Congress: 119
- Title: A bill to extend the National Flood Insurance Program through December 31, 2026.
- Status: introduced
- Introduced: 2025-03-13
- Sponsor: Sen. Cassidy, Bill [R-LA] (R-LA)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Extends the National Flood Insurance Program through December 31, 2026.** The bill would amend two sections of the National Flood Insurance Act of 1968 by replacing the date "September 30, 2023" with "December 31, 2026", thereby continuing the program's financing authority and its expiration date. It makes no other substantive changes to program authorities, funding mechanisms, eligibility rules, or policy design.

## Cosponsors (2)

- Sen. Kennedy, John [R-LA] (R-LA), 2025-03-13T00:00:00.000Z
- Sen. Wicker, Roger F. [R-MS] (R-MS), 2025-06-09T00:00:00.000Z

## Provisions PRIA read

- Flood insurance extended for homeowners, renters: benefit, low. If enacted, this bill would keep the National Flood Insurance Program authorized through December 31, 2026. That would let FEMA continue to provide NFIP policies and use its financing authority until that date. It would not change who can get coverage or change premiums, rates, or benefits.

## Related bills

- 119-s-2296: National Defense Authorization Act for Fiscal Year 2026
- 119-s-4784: National Defense Authorization Act for Fiscal Year 2027
- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1748: Kids Online Safety Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-93: Harmful Algal Bloom and Hypoxia Research and Control Amendments Act of 2025

## Sources
- [119-s-1015 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1015)

## Related
- [119-s-2296: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-2296)
- [119-s-4784: National Defense Authorization Act for Fiscal Year 2027](https://policyrisk.com/legislation/119-s-4784)
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-93: Harmful Algal Bloom and Hypoxia Research and Control Amendments Act of 2025](https://policyrisk.com/legislation/119-s-93)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1015 (as of 2026-04-21).