# 119-s-127: Whole-Home Repairs Act of 2025

119-s-127, Whole-Home Repairs Act of 2025, is a 119th Congress bill sponsored by Sen. Fetterman, John [D-PA] (D-PA); status introduced; PRIA reads it as touching household money (as of 2026-09-27).

- Canonical: https://policyrisk.com/legislation/119-s-127
- As of: 2026-09-27
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-127
- Congress: 119
- Title: Whole-Home Repairs Act of 2025
- Status: introduced
- Introduced: 2025-01-16
- Sponsor: Sen. Fetterman, John [D-PA] (D-PA)
- Cosponsors: 10
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-09-27

## Summary

**Whole-home repairs**: this bill would create a federal pilot to fund major safety, accessibility, energy, and weatherization upgrades for lower-income homeowners and small landlords. It centers affordable rental units, coordination with other programs, and civil rights compliance. - Homeowners: Homeowners with income at or below 80 percent of area median income or up to 200 percent of the federal poverty guideline could get grant-funded repairs sized to local construction costs and approved by HUD. - Small landlords: Landlords owning fewer than 10 properties (and no more than 50 units) could receive forgivable or standard loans for repairs to assisted affordable units and common areas, with forgiveness after 3 years if they meet program terms. - Renters: Assisted units must keep current tenants on current terms for 3 years in most cases and limit rent increases on repaired units to 5 percent of base rent or inflation, whichever is lower, for at least 3 years. - Local and Tribal governments and nonprofits: States and units of general local government would administer awards through implementing organizations and subrecipients, with 2 to 10 awards yearly and a priority on diverse urban, suburban, rural, and Tribal geographies. - Program rules and oversight: Funds must coordinate with other federal repair programs, allow up to 10 percent for workforce training and up to 10 percent for admin costs, require annual reporting, and include Inspector General reviews. *Would make up to $25.0 million available from existing Lead Hazard Control and Healthy Homes appropriations to run the pilot.*

## Cosponsors (10)

- Sen. Lummis, Cynthia M. [R-WY] (R-WY), 2025-01-16T00:00:00.000Z
- Sen. Rounds, Mike [R-SD] (R-SD), 2025-01-16T00:00:00.000Z
- Sen. Smith, Tina [D-MN] (D-MN), 2025-01-16T00:00:00.000Z
- Sen. Sheehy, Tim [R-MT] (R-MT), 2025-02-18T00:00:00.000Z
- Sen. Klobuchar, Amy [D-MN] (D-MN), 2025-02-18T00:00:00.000Z
- Sen. McCormick, David [R-PA] (R-PA), 2025-02-25T00:00:00.000Z
- Sen. Alsobrooks, Angela D. [D-MD] (D-MD), 2025-03-11T00:00:00.000Z
- Sen. Justice, James C. [R-WV] (R-WV), 2025-04-10T00:00:00.000Z
- Sen. Warnock, Raphael G. [D-GA] (D-GA), 2025-04-10T00:00:00.000Z
- Sen. King, Angus S., Jr. [I-ME] (I-ME), 2026-03-04T00:00:00.000Z

## Provisions PRIA read

- Whole‑home repairs for owners: benefit, medium. If enacted, homeowners would be eligible if household income is ≤80% of AMI, ≤200% of the federal poverty guideline, or meets another federal test the Secretary accepts. You must live in the home as your main residence or show an ownership interest. The program would pay for accessibility changes,…
- Who runs the repairs program: benefit, medium. If enacted, HUD would be the Secretary in charge of the pilot. "Assisted units" would be any homes that get program repairs. States would include U.S. States, DC, territories, Puerto Rico, and Indian Tribes. Units of general local government or States could run the program as implementing organizat…
- Small landlords get repair loans: mixed, medium. If enacted, an eligible landlord would own fewer than 10 properties and no more than 50 total units, with most units affordable. HUD could make lien‑secured loans to those small landlords that may be forgiven if the landlord stays compliant for 3 years after repairs. Eligible rental units must be l…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-1241: Sanctioning Russia Act of 2025
- 119-s-1816: Improving Seniors’ Timely Access to Care Act of 2025
- 119-s-1261: CONNECT for Health Act of 2025
- 119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former United States Senator for the State of Kansas.
- 119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewellyn Kyl, former Senator for the State of Arizona.

## Sources
- [119-s-127 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/127)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-1241: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-s-1241)
- [119-s-1816: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-s-1816)
- [119-s-1261: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-s-1261)
- [119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former Uni…](https://policyrisk.com/legislation/119-sres-913)
- [119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewel…](https://policyrisk.com/legislation/119-sres-897)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-127 (as of 2026-09-27).