# 119-s-1273: Combatting Money Laundering in Cyber Crime Act of 2025

119-s-1273, Combatting Money Laundering in Cyber Crime Act of 2025, is a 119th Congress bill sponsored by Sen. Cortez Masto, Catherine [D-NV] (D-NV); status introduced (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-s-1273
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1273
- Congress: 119
- Title: Combatting Money Laundering in Cyber Crime Act of 2025
- Status: introduced
- Introduced: 2025-04-03
- Sponsor: Sen. Cortez Masto, Catherine [D-NV] (D-NV)
- Cosponsors: 1
- Policy area: Crime and Law Enforcement
- Touches household money: no
- Last recorded action: 2026-09-21

## Summary

**Expands the Secret Service's reach to pursue cyber-enabled money laundering, structured transactions, and related financial crimes.** The bill would also extend a FinCEN Exchange lookback from 5 to 10 years, raise a numeric threshold in a North Korea sanctions law from 6 to 10, and require a GAO study on AML for cybercrime. - Law enforcement and the Secret Service: The agency would gain authority to investigate added offenses, expressly include money laundering and structured transactions, and apply the Title 31 definition of financial institutions so more entities can fall under its jurisdiction. - Intelligence and oversight: The bill lengthens a FinCEN Exchange period from 5 to 10 years, giving investigators a longer lookback window, and it orders a Government Accountability Office study within 1 year on law enforcement's ability to detect and deter money laundering tied to cybercrime. - Sanctions enforcement: It raises a numeric threshold in the Otto Warmbier North Korea Nuclear Sanctions and Enforcement Act from 6 to 10, changing a statutory quantity used for that sanctions provision.

## Cosponsors (1)

- Sen. Grassley, Chuck [R-IA] (R-IA), 2025-04-03T00:00:00.000Z

## Provisions PRIA read

- Higher North Korea sanctions threshold: benefit, low. If enacted, this bill would raise a numeric trigger in a North Korea sanctions rule from 6 to 10. That would expand when the sanctions authority in section 7125(b) could apply.
- Stronger tools against cyber money laundering: mixed, medium. If enacted, this bill would let the U.S. Secret Service investigate more financial crimes tied to cybercrime. It would add citation 1960 and explicitly include money laundering and structured transactions. It would remove the phrase "federally insured" and treat "institution" as defined in 31 U.S.C…

## Related bills

- 119-s-2828: Child Care Modernization Act of 2025
- 119-s-1748: Kids Online Safety Act
- 119-s-5283: Momnibus Act
- 119-s-554: United States-Israel Defense Partnership Act of 2025
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-560: EAGLES Act of 2025

## Sources
- [119-s-1273 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1273)

## Related
- [119-s-2828: Child Care Modernization Act of 2025](https://policyrisk.com/legislation/119-s-2828)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-554: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-s-554)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-560: EAGLES Act of 2025](https://policyrisk.com/legislation/119-s-560)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1273 (as of 2026-09-21).