# 119-s-1555: Made in America Manufacturing Finance Act of 2025

119-s-1555, Made in America Manufacturing Finance Act of 2025, is a 119th Congress bill sponsored by Sen. Ernst, Joni [R-IA] (R-IA); status in_committee; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-1555
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1555
- Congress: 119
- Title: Made in America Manufacturing Finance Act of 2025
- Status: in_committee
- Introduced: 2025-05-01
- Sponsor: Sen. Ernst, Joni [R-IA] (R-IA)
- Cosponsors: 6
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**This bill creates a new definition of "Small Manufacturer" and is designed to **expand access to capital for U.S. small manufacturers** by raising SBA loan limits and adding reporting and oversight.** - It defines a "Small Manufacturer" as a small business whose primary activity falls in NAICS sectors 31, 32, or 33 and whose production facilities are entirely located in the United States. - It raises SBA 7(a) loan ceilings for small manufacturers, increasing the general cap to $7.5 million and boosting the export-oriented cap to $9.0 million. - It raises the Small Business Investment Act loan cap for small manufacturers from $5.5 million to $10.0 million and adds accountability: the SBA Inspector General must study first-year loans and the bill requires annual job-creation and retention reports for five years that track dollars-per-job and whether larger loans prevented layoffs.

## Cosponsors (6)

- Sen. Coons, Christopher A. [D-DE] (D-DE), 2025-05-01T00:00:00.000Z
- Sen. Young, Todd [R-IN] (R-IN), 2025-06-27T00:00:00.000Z
- Sen. Hickenlooper, John W. [D-CO] (D-CO), 2025-06-27T00:00:00.000Z
- Sen. Husted, Jon [R-OH] (R-OH), 2026-03-05T00:00:00.000Z
- Sen. Cortez Masto, Catherine [D-NV] (D-NV), 2026-03-23T00:00:00.000Z
- Sen. Scott, Tim [R-SC] (R-SC), 2026-04-20T00:00:00.000Z

## Provisions PRIA read

- Bigger SBA loans for manufacturers: benefit, high. If enacted, small manufacturers would be able to get larger SBA loans. The bill would define a "small manufacturer" as a small business whose main industry is NAICS sector 31, 32, or 33 and whose production facilities are all in the United States. It would raise the Small Business Investment Act ca…

## Related bills

- 119-s-1547: America the Beautiful Act
- 119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former United States Senator for the State of Kansas.
- 119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewellyn Kyl, former Senator for the State of Arizona.
- 119-sres-801: A resolution honoring the life and legacy of the Honorable Lindsey Olin Graham, a Senator from the State of South Carolina.
- 119-sres-755: A resolution honoring the life of the Honorable Donald W. Riegle, Jr., former Senator for the State of Michigan.
- 119-sres-739: A resolution honoring the life and legacy of John Seymour, the late Senator for the State of California.

## Sources
- [119-s-1555 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1555)

## Related
- [119-s-1547: America the Beautiful Act](https://policyrisk.com/legislation/119-s-1547)
- [119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former Uni…](https://policyrisk.com/legislation/119-sres-913)
- [119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewel…](https://policyrisk.com/legislation/119-sres-897)
- [119-sres-801: A resolution honoring the life and legacy of the Honorable Lindsey Olin Graham,…](https://policyrisk.com/legislation/119-sres-801)
- [119-sres-755: A resolution honoring the life of the Honorable Donald W. Riegle, Jr., former S…](https://policyrisk.com/legislation/119-sres-755)
- [119-sres-739: A resolution honoring the life and legacy of John Seymour, the late Senator for…](https://policyrisk.com/legislation/119-sres-739)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1555 (as of 2026-09-10).