# 119-s-1715: Protecting Privacy in Purchases Act

119-s-1715, Protecting Privacy in Purchases Act, is a 119th Congress bill sponsored by Sen. Hagerty, Bill [R-TN] (R-TN); status introduced; PRIA reads it as touching household money (as of 2026-09-25).

- Canonical: https://policyrisk.com/legislation/119-s-1715
- As of: 2026-09-25
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1715
- Congress: 119
- Title: Protecting Privacy in Purchases Act
- Status: introduced
- Introduced: 2025-05-12
- Sponsor: Sen. Hagerty, Bill [R-TN] (R-TN)
- Cosponsors: 32
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-25

## Summary

**Bans merchant category codes that single out firearms retailers.** The bill would forbid payment card networks and covered payment processors from requiring or assigning MCCs that identify gun or ammunition sellers and creates a Department of Justice enforcement framework. - People who buy firearms: Would be less likely to have transactions tagged by a unique firearms MCC. - Firearms retailers: Could not be placed into a distinct firearms MCC and would not gain a private right to sue under this law. - Payment card networks and covered entities: Would be prohibited from assigning MCCs that distinguish firearms retailers from general merchandise or sporting goods retailers. - State and local governments: Could not enact or enforce laws regulating MCCs for firearm retailers. - Department of Justice and oversight: The Attorney General would have to set up a complaint process within 90 days, investigate each complaint, give violators 30 days to fix issues, seek injunctions if remedy is not made, and deliver annual reports to Congress on investigations and effectiveness.

## Cosponsors (32)

- Sen. Justice, James C. [R-WV] (R-WV), 2025-05-12T00:00:00.000Z
- Sen. Graham, Lindsey [R-SC] (R-SC), 2025-05-12T00:00:00.000Z
- Sen. Risch, James E. [R-ID] (R-ID), 2025-05-12T00:00:00.000Z
- Sen. Lummis, Cynthia M. [R-WY] (R-WY), 2025-05-12T00:00:00.000Z
- Sen. Cassidy, Bill [R-LA] (R-LA), 2025-05-12T00:00:00.000Z
- Sen. Hoeven, John [R-ND] (R-ND), 2025-05-12T00:00:00.000Z
- Sen. Budd, Ted [R-NC] (R-NC), 2025-05-12T00:00:00.000Z
- Sen. Daines, Steve [R-MT] (R-MT), 2025-05-12T00:00:00.000Z
- Sen. Lee, Mike [R-UT] (R-UT), 2025-05-12T00:00:00.000Z
- Sen. Ricketts, Pete [R-NE] (R-NE), 2025-05-12T00:00:00.000Z
- Sen. Cramer, Kevin [R-ND] (R-ND), 2025-05-12T00:00:00.000Z
- Sen. Crapo, Mike [R-ID] (R-ID), 2025-05-12T00:00:00.000Z
- Sen. Scott, Rick [R-FL] (R-FL), 2025-05-12T00:00:00.000Z
- Rep. Mullin, Markwayne [R-OK-2] (R-OK), 2025-05-12T00:00:00.000Z
- Sen. Fischer, Deb [R-NE] (R-NE), 2025-05-12T00:00:00.000Z
- Sen. Barrasso, John [R-WY] (R-WY), 2025-05-12T00:00:00.000Z
- Sen. Wicker, Roger F. [R-MS] (R-MS), 2025-06-02T00:00:00.000Z
- Sen. Marshall, Roger [R-KS] (R-KS), 2025-07-09T00:00:00.000Z
- Sen. Hyde-Smith, Cindy [R-MS] (R-MS), 2025-07-09T00:00:00.000Z
- Sen. Capito, Shelley Moore [R-WV] (R-WV), 2025-07-14T00:00:00.000Z
- Sen. Sheehy, Tim [R-MT] (R-MT), 2025-07-23T00:00:00.000Z
- Sen. Banks, Jim [R-IN] (R-IN), 2025-07-23T00:00:00.000Z
- Sen. McCormick, David [R-PA] (R-PA), 2025-12-03T00:00:00.000Z
- Sen. Cornyn, John [R-TX] (R-TX), 2026-02-12T00:00:00.000Z
- Sen. Graham, Darline [R-SC] (R-SC), 2026-07-27T00:00:00.000Z
- Sen. Lankford, James [R-OK] (R-OK), 2026-08-04T00:00:00.000Z
- Sen. Cotton, Tom [R-AR] (R-AR), 2026-09-14T00:00:00.000Z
- Sen. Tuberville, Tommy [R-AL] (R-AL), 2026-09-14T00:00:00.000Z
- Sen. Blackburn, Marsha [R-TN] (R-TN), 2026-09-14T00:00:00.000Z
- Sen. Moody, Ashley [R-FL] (R-FL), 2026-09-16T00:00:00.000Z
- Sen. Moreno, Bernie [R-OH] (R-OH), 2026-09-17T00:00:00.000Z
- Sen. Young, Todd [R-IN] (R-IN), 2026-09-17T00:00:00.000Z

## Provisions PRIA read

- No special merchant codes for firearms retailers: benefit, medium. If enacted, the bill would ban payment networks and processors from assigning merchant codes that single out firearms retailers. It would define terms like "firearms retailer," "payment card network," and "merchant category code." The Attorney General would enforce the rule and must set up a public…

## Related bills

- 119-s-1071: National Defense Authorization Act for Fiscal Year 2026
- 119-s-2296: National Defense Authorization Act for Fiscal Year 2026
- 119-s-3752: SAVE America Act
- 119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025
- 119-s-6: Born-Alive Abortion Survivors Protection Act
- 119-s-65: Constitutional Concealed Carry Reciprocity Act of 2025

## Sources
- [119-s-1715 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1715)

## Related
- [119-s-1071: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-1071)
- [119-s-2296: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-2296)
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of…](https://policyrisk.com/legislation/119-s-186)
- [119-s-6: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-s-6)
- [119-s-65: Constitutional Concealed Carry Reciprocity Act of 2025](https://policyrisk.com/legislation/119-s-65)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1715 (as of 2026-09-25).