# 119-s-1764: Ending Administrative Garnishment Act of 2025

119-s-1764, Ending Administrative Garnishment Act of 2025, is a 119th Congress bill sponsored by Sen. Booker, Cory A. [D-NJ] (D-NJ); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-s-1764
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1764
- Congress: 119
- Title: Ending Administrative Garnishment Act of 2025
- Status: introduced
- Introduced: 2025-05-14
- Sponsor: Sen. Booker, Cory A. [D-NJ] (D-NJ)
- Cosponsors: 1
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Suspends federal administrative wage garnishment for student loans** while creating a one-year, conditional pathway for either reauthorizing garnishment or ending it permanently. This would require new refund rules, employer verification, data collection, and stronger remedies for improper garnishments. - Borrowers: Wage garnishment would be paused and loans outstanding more than 10 years could not be garnished. If wages are improperly taken the Education Department must pay the borrower twice the amount within 10 days. - Employers and third parties: Employers could be sued by the Secretary, a guaranty agency, or an individual to recover improperly withheld wages and may face actual damages, attorneys' fees, costs, and possible punitive damages. - Education Department and oversight: The Secretary would have up to 1 year to either build a system that issues week‑fast refunds for improper garnishments, allows suspension of garnishment for individuals or cohorts, and requires quarterly employer verification, or to certify that garnishment will not apply. If the system is implemented the Department must create a centralized database of borrowers subject to garnishment and submit annual reports to two Congressional committees.

## Cosponsors (1)

- Sen. Warren, Elizabeth [D-MA] (D-MA), 2025-05-14T00:00:00.000Z

## Provisions PRIA read

- Faster refunds and employer liability: benefit, medium. If enacted, the bill would require quick and strong remedies when wages are wrongly garnished. If enacted, the Secretary must pay twice the actual amount taken not later than 10 days after receiving improperly garnished pay. If enacted, borrowers, the Secretary, or guaranty agencies could sue an em…
- Pause and reform student wage garnishment: benefit, medium. If enacted, the bill would pause the authority to garnish federal student loan borrowers' wages starting on enactment. If enacted, the pause would last until the Secretary files a required certification to two congressional committees, not earlier than one year after enactment. If enacted, that cer…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-5134: Green New Deal for Health Act
- 119-s-2763: Keep Billionaires Out of Social Security Act

## Sources
- [119-s-1764 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1764)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-5134: Green New Deal for Health Act](https://policyrisk.com/legislation/119-s-5134)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1764 (as of 2025-12-21).