# 119-s-1807: Timely and Accurate Benefits Act

119-s-1807, Timely and Accurate Benefits Act, is a 119th Congress bill sponsored by Sen. Banks, Jim [R-IN] (R-IN); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-s-1807
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1807
- Congress: 119
- Title: Timely and Accurate Benefits Act
- Status: introduced
- Introduced: 2025-05-19
- Sponsor: Sen. Banks, Jim [R-IN] (R-IN)
- Cosponsors: 1
- Policy area: Government Operations and Politics
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Real-time income verification for income-tested benefits.** This bill would require states to procure and use an Enhanced Income Identification and Verification Platform in order to receive federal funds for any program where eligibility or benefit amounts depend on household income. The platform would match and analyze data, including applicant-permissioned bank transactions, to flag unreported or inconsistent income and to consolidate overlapping records to avoid double-counting. - Families and applicants: People applying for income-tested benefits would be asked to permit direct access to deposit account transaction data and could review and attest to the accuracy of that data. The bill treats many income types as "enhanced gross income" such as wages, gig and contract pay, rental income, interest and dividends, Social Security and SSI, child support, gifts, and trust distributions. - States and territories: Each State, the District of Columbia, and U.S. territories would have 1 year after enactment to procure and start using the required platform if they want to keep receiving federal funds for covered programs. - Benefit programs and administration: Covered federal benefit programs are any federal, state, or local programs using federal funds that base eligibility or benefit amounts on income. The platform must provide automated, real-time data matching and analytics to identify potential underreported income or other indicators of improper payments.

## Cosponsors (1)

- Sen. Lummis, Cynthia M. [R-WY] (R-WY), 2025-05-19T00:00:00.000Z

## Provisions PRIA read

- New income checks for benefit programs: cost, medium. If enacted, the bill would broaden what counts as income when deciding benefits. "Enhanced gross income" would include wages, tips, gig or contract pay, unemployment, Social Security and SSI, interest, rent, royalties, child support, gifts, trust or estate payouts, and other money, including items…

## Related bills

- 119-s-4952: Protecting American Taxpayers Act
- 119-s-4378: Protecting American Taxpayers Act
- 119-s-1748: Kids Online Safety Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-3752: SAVE America Act
- 119-s-875: FIRM Act

## Sources
- [119-s-1807 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1807)

## Related
- [119-s-4952: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4952)
- [119-s-4378: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4378)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-875: FIRM Act](https://policyrisk.com/legislation/119-s-875)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1807 (as of 2025-12-21).