# 119-s-1845: No Loan Forgiveness for Terrorists Act of 2025

119-s-1845, No Loan Forgiveness for Terrorists Act of 2025, is a 119th Congress bill sponsored by Sen. Banks, Jim [R-IN] (R-IN); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-s-1845
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-1845
- Congress: 119
- Title: No Loan Forgiveness for Terrorists Act of 2025
- Status: introduced
- Introduced: 2025-05-21
- Sponsor: Sen. Banks, Jim [R-IN] (R-IN)
- Cosponsors: 2
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Narrows which jobs count as 'public service' for the Public Service Loan Forgiveness program.** This bill would change the Higher Education Act to exclude employment with organizations that engage in specified illegal or harmful activities from qualifying as a public service job for PSLF. - Borrowers: Workers who are employed by organizations that materially engage in the listed activities would not get PSLF credit for that employment. - Employers: Organizations that engage in those activities would be treated as excluding their employees from PSLF eligibility, affecting any staff who rely on that program. - Specified activities: The exclusions include aiding or abetting federal immigration-law violations, materially supporting terrorism or cartel operations, materially supporting child abuse (including chemical or surgical castration or trafficking to certain States for emancipation), patterns of aiding illegal discrimination, and patterns of violating State tort laws such as trespassing, vandalism, public nuisance, or obstruction of highways.

## Cosponsors (2)

- Sen. Tuberville, Tommy [R-AL] (R-AL), 2025-05-21T00:00:00.000Z
- Sen. Moreno, Bernie [R-OH] (R-OH), 2025-06-10T00:00:00.000Z

## Provisions PRIA read

- Less PSLF for workers at certain employers: cost, high. If enacted, this bill would block some work from counting toward Public Service Loan Forgiveness. You would lose PSLF eligibility if your employer engages in certain illegal activities. Examples include aiding certain immigration law violations. It also covers materially supporting terrorism or des…

## Related bills

- 119-s-1748: Kids Online Safety Act
- 119-s-4983: Harry Reid Immigration Stabilization Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-3752: SAVE America Act
- 119-s-1151: Accountability Through Electronic Verification Act
- 119-s-401: Fair Access to Banking Act

## Sources
- [119-s-1845 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1845)

## Related
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-4983: Harry Reid Immigration Stabilization Act](https://policyrisk.com/legislation/119-s-4983)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-1151: Accountability Through Electronic Verification Act](https://policyrisk.com/legislation/119-s-1151)
- [119-s-401: Fair Access to Banking Act](https://policyrisk.com/legislation/119-s-401)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-1845 (as of 2025-12-21).