# 119-s-2010: TERMS Act

119-s-2010, TERMS Act, is a 119th Congress bill sponsored by Sen. Cruz, Ted [R-TX] (R-TX); status introduced; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-2010
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2010
- Congress: 119
- Title: TERMS Act
- Status: introduced
- Introduced: 2025-06-10
- Sponsor: Sen. Cruz, Ted [R-TX] (R-TX)
- Cosponsors: 9
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Transparency and due process for online account restrictions.** The TERMS Act would require online service providers to publish clear acceptable-use rules and give users advance written notice and appeal information before restricting accounts.

## Cosponsors (9)

- Sen. Blackburn, Marsha [R-TN] (R-TN), 2025-06-10T00:00:00.000Z
- Sen. Britt, Katie Boyd [R-AL] (R-AL), 2025-06-10T00:00:00.000Z
- Sen. Cotton, Tom [R-AR] (R-AR), 2025-06-10T00:00:00.000Z
- Sen. Crapo, Mike [R-ID] (R-ID), 2025-06-10T00:00:00.000Z
- Sen. Lummis, Cynthia M. [R-WY] (R-WY), 2025-06-10T00:00:00.000Z
- Sen. Marshall, Roger [R-KS] (R-KS), 2025-06-10T00:00:00.000Z
- Sen. Risch, James E. [R-ID] (R-ID), 2025-06-10T00:00:00.000Z
- Sen. Schmitt, Eric [R-MO] (R-MO), 2025-06-10T00:00:00.000Z
- Sen. Lee, Mike [R-UT] (R-UT), 2025-07-28T00:00:00.000Z

## Provisions PRIA read

- Advance notice before account restrictions: benefit, high. If enacted, platforms would have to give written notice before restricting an account, except to comply with a court order, federal law, or to prevent imminent death or serious harm. Notices must state the exact act, how it violated the policy, whether you can appeal, and the appeal process. A prov…
- Annual public reports on enforcement: benefit, high. If enacted, platforms would publish a public enforcement report within one year and then annually. Reports must be human- and machine-readable and openly licensed. They must show counts by alert source, the number of restrictions (terminations, suspensions, limited access, warnings), and the number…
- Clear acceptable use rules for platforms: benefit, high. If enacted, online services would have to post an easy-to-find acceptable use policy within 180 days. The policy would list prohibited acts, explain how rules are enforced (including third parties), and say if appeals are allowed or not. It would say whether off-site acts can lead to restriction an…
- Defines which websites must follow rules: benefit, high. If enacted, the bill would define who counts as an "online service provider" and who is a "user." It would cover sites or apps that require a unique account, offer internet-based services, and operate across states or countries. The bill would define "restrict" as terminating, suspending, or limiti…
- Federal Trade Commission enforcement rules: benefit, high. If enacted, violations would be treated as unfair or deceptive acts under the Federal Trade Commission Act, and the FTC could enforce the bill. The FTC would also apply enforcement to nonprofit organizations and must issue compliance guidance within 180 days. The guidance would not by itself create…

## Related bills

- 119-s-1071: National Defense Authorization Act for Fiscal Year 2026
- 119-s-3752: SAVE America Act
- 119-s-587: Death Tax Repeal Act of 2025
- 119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025
- 119-s-6: Born-Alive Abortion Survivors Protection Act
- 119-s-9: Protection of Women and Girls in Sports Act of 2025

## Sources
- [119-s-2010 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2010)

## Related
- [119-s-1071: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-1071)
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-587: Death Tax Repeal Act of 2025](https://policyrisk.com/legislation/119-s-587)
- [119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of…](https://policyrisk.com/legislation/119-s-186)
- [119-s-6: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-s-6)
- [119-s-9: Protection of Women and Girls in Sports Act of 2025](https://policyrisk.com/legislation/119-s-9)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2010 (as of 2026-09-10).
