# 119-s-2052: Flood Insurance Transparency Act of 2025

119-s-2052, Flood Insurance Transparency Act of 2025, is a 119th Congress bill sponsored by Sen. Scott, Rick [R-FL] (R-FL); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-s-2052
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2052
- Congress: 119
- Title: Flood Insurance Transparency Act of 2025
- Status: introduced
- Introduced: 2025-06-12
- Sponsor: Sen. Scott, Rick [R-FL] (R-FL)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Public access to National Flood Insurance Program flood-risk data and models.** This bill would create an open-source electronic system and a searchable community database that publish property-level risk, claims, and community compliance information. - Families and homebuyers would be able to see property-level risk and claims details, and whether a property is a multiple-loss property or has been mitigated. - Local governments and planners would get a public community database showing compliance status, counts of properties built before and after the first flood insurance rate map, number of multiple-loss properties, and the share of the community in flood hazard areas. The database must be ready within one year. - Researchers, insurers, and housing markets would gain access to NFIP models, analytical tools, and historical policy and claims records to improve risk analysis and pricing. - The bill would require that disclosures protect personally identifiable information in line with federal privacy law.

## Provisions PRIA read

- Public flood risk data for homeowners: benefit, medium. This bill would require the NFIP Administrator to publish the data, models, and tools used to assess flood risk and set premiums. It would create an open-source electronic system for immediate public access to property-level risk, loss ratios, policy amounts and terms, and claim dates and amounts.…

## Related bills

- 119-s-2120: Older Americans Act Reauthorization Act of 2025
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-1748: Kids Online Safety Act
- 119-s-4782: ReportScams.gov Act
- 119-s-4280: SAFE Act
- 119-s-690: Overdose RADAR Act

## Sources
- [119-s-2052 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2052)

## Related
- [119-s-2120: Older Americans Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-s-2120)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-4782: ReportScams.gov Act](https://policyrisk.com/legislation/119-s-4782)
- [119-s-4280: SAFE Act](https://policyrisk.com/legislation/119-s-4280)
- [119-s-690: Overdose RADAR Act](https://policyrisk.com/legislation/119-s-690)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2052 (as of 2025-12-21).