# 119-s-2113: End the Fed’s Big Bank Bailout Act

119-s-2113, End the Fed’s Big Bank Bailout Act, is a 119th Congress bill sponsored by Sen. Paul, Rand [R-KY] (R-KY); status in_committee; PRIA reads it as touching household money (as of 2026-08-29).

- Canonical: https://policyrisk.com/legislation/119-s-2113
- As of: 2026-08-29
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2113
- Congress: 119
- Title: End the Fed’s Big Bank Bailout Act
- Status: in_committee
- Introduced: 2025-06-18
- Sponsor: Sen. Paul, Rand [R-KY] (R-KY)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-08-29

## Summary

**ban Federal Reserve banks from paying earnings on balances held for depository institutions.** This bill would replace the earnings paragraph in Section 19(b) of the Federal Reserve Act to remove the ability of depository institutions to earn interest on balances they maintain at Federal Reserve banks while leaving other powers, definitions, programs, and funding in the Act unchanged.

## Cosponsors (1)

- Sen. Sanders, Bernard [I-VT] (I-VT), 2025-07-21T00:00:00.000Z

## Provisions PRIA read

- Banks lose interest on Fed reserves: cost, high. This bill would stop Federal Reserve banks from paying earnings on balances held at the Fed. This applies to balances held by or for depository institutions like banks, thrifts, and credit unions. If enacted, those institutions would lose that interest income. That could lead banks to pay lower int…

## Related bills

- 119-s-891: Bipartisan Health Care Act
- 119-sconres-39: A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2027 and setting forth the appropriate budgetar…
- 119-sjres-81: A joint resolution terminating the national emergency declared to impose duties on articles imported from Brazil.
- 119-sjres-104: A joint resolution to direct the removal of United States Armed Forces from hostilities within or against the Islamic Republic of Iran that have not been autho…
- 119-sjres-90: A joint resolution to direct the removal of United States Armed Forces from hostilities within or against Venezuela that have not been authorized by Congress.
- 119-sjres-83: A joint resolution to direct the removal of United States Armed Forces from hostilities that have not been authorized by Congress.

## Sources
- [119-s-2113 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2113)

## Related
- [119-s-891: Bipartisan Health Care Act](https://policyrisk.com/legislation/119-s-891)
- [119-sconres-39: A concurrent resolution setting forth the congressional budget for the United S…](https://policyrisk.com/legislation/119-sconres-39)
- [119-sjres-81: A joint resolution terminating the national emergency declared to impose duties…](https://policyrisk.com/legislation/119-sjres-81)
- [119-sjres-104: A joint resolution to direct the removal of United States Armed Forces from hos…](https://policyrisk.com/legislation/119-sjres-104)
- [119-sjres-90: A joint resolution to direct the removal of United States Armed Forces from hos…](https://policyrisk.com/legislation/119-sjres-90)
- [119-sjres-83: A joint resolution to direct the removal of United States Armed Forces from hos…](https://policyrisk.com/legislation/119-sjres-83)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2113 (as of 2026-08-29).