# 119-s-2223: Investing in Main Street Act of 2025

119-s-2223, Investing in Main Street Act of 2025, is a 119th Congress bill sponsored by Sen. Young, Todd [R-IN] (R-IN); status introduced; PRIA reads it as touching household money (as of 2026-08-07).

- Canonical: https://policyrisk.com/legislation/119-s-2223
- As of: 2026-08-07
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2223
- Congress: 119
- Title: Investing in Main Street Act of 2025
- Status: introduced
- Introduced: 2025-07-09
- Sponsor: Sen. Young, Todd [R-IN] (R-IN)
- Cosponsors: 5
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-08-07

## Summary

**Raises the allowed investment cap in Small Business Investment Companies from 5% to 15%**. This bill would change two specific percentage limits in Section 302(b) of the Small Business Investment Act of 1958 so a larger share of certain investments can flow into SBICs. - SBICs and fund managers would be able to receive a larger share of eligible investments, increasing the cap in two subsections from 5% to 15%. This expands how much capital those funds can hold. - Small businesses may benefit indirectly because SBICs could have more capital to deploy to small firms through their existing investment activities. - Preserves the SBIC program's existing framework and leaves other provisions of the Small Business Investment Act unchanged.

## Cosponsors (5)

- Sen. Gallego, Ruben [D-AZ] (D-AZ), 2025-07-09T00:00:00.000Z
- Sen. Risch, James E. [R-ID] (R-ID), 2025-07-09T00:00:00.000Z
- Sen. Duckworth, Tammy [D-IL] (D-IL), 2025-07-09T00:00:00.000Z
- Sen. Hickenlooper, John W. [D-CO] (D-CO), 2026-07-23T00:00:00.000Z
- Sen. Moreno, Bernie [R-OH] (R-OH), 2026-07-23T00:00:00.000Z

## Provisions PRIA read

- SBICs allowed to hold 15%: benefit, medium. If enacted, this bill would let Small Business Investment Companies (SBICs) hold up to 15% of certain investments instead of 5%. This change would mainly affect SBICs, their investors, and small businesses seeking SBIC-backed capital. The amendment would take effect upon enactment.

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-1748: Kids Online Safety Act
- 119-s-1032: Major Richard Star Act
- 119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former United States Senator for the State of Kansas.
- 119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewellyn Kyl, former Senator for the State of Arizona.
- 119-sres-801: A resolution honoring the life and legacy of the Honorable Lindsey Olin Graham, a Senator from the State of South Carolina.

## Sources
- [119-s-2223 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2223)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-1032: Major Richard Star Act](https://policyrisk.com/legislation/119-s-1032)
- [119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former Uni…](https://policyrisk.com/legislation/119-sres-913)
- [119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewel…](https://policyrisk.com/legislation/119-sres-897)
- [119-sres-801: A resolution honoring the life and legacy of the Honorable Lindsey Olin Graham,…](https://policyrisk.com/legislation/119-sres-801)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2223 (as of 2026-08-07).