# 119-s-245: Insure Cybersecurity Act of 2025

119-s-245, Insure Cybersecurity Act of 2025, is a 119th Congress bill sponsored by Sen. Hickenlooper, John W. [D-CO] (D-CO); status in_committee (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-245
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-245
- Congress: 119
- Title: Insure Cybersecurity Act of 2025
- Status: in_committee
- Introduced: 2025-01-24
- Sponsor: Sen. Hickenlooper, John W. [D-CO] (D-CO)
- Cosponsors: 1
- Policy area: Science, Technology, Communications
- Touches household money: no
- Last recorded action: 2026-09-10

## Summary

**Make cyber insurance clearer and more usable for buyers and insurers.** This bill would create an NTIA-led working group to explain common policy terms, show how provisions map to incidents like ransomware, and produce plain-language resources and recommendations. - Customers (individuals, organizations, and small businesses): Would get guides and case studies to compare coverage types and levels, understand exclusions, and learn how policies relate to responses such as system recovery and potential ransom payments. - Insurers, agents, and brokers: Would receive guidance on clearer communication and be asked to share input on expanding coverage, including actuarial and cyber risk data and ways to measure customer cybersecurity practices to support broader offerings. - Regulators and critical infrastructure owners: The group would include multiple federal agencies and at least one state insurance regulator, and would submit a report with recommendations within 1 year of first meeting. NTIA would publish the resources on its public website and conduct outreach within 90 days after the report.

## Cosponsors (1)

- Sen. Capito, Shelley Moore [R-WV] (R-WV), 2025-01-24T00:00:00.000Z

## Related bills

- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-1462: Fix Our Forests Act
- 119-s-4668: Protect College Sports Act of 2026
- 119-s-4949: Water Resources Development Act of 2026
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-1748: Kids Online Safety Act

## Sources
- [119-s-245 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/245)

## Related
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-1462: Fix Our Forests Act](https://policyrisk.com/legislation/119-s-1462)
- [119-s-4668: Protect College Sports Act of 2026](https://policyrisk.com/legislation/119-s-4668)
- [119-s-4949: Water Resources Development Act of 2026](https://policyrisk.com/legislation/119-s-4949)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-245 (as of 2026-09-10).