# 119-s-2545: NCUA Central Liquidity Facility Enhancements Act

119-s-2545, NCUA Central Liquidity Facility Enhancements Act, is a 119th Congress bill sponsored by Sen. Padilla, Alex [D-CA] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-2545
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2545
- Congress: 119
- Title: NCUA Central Liquidity Facility Enhancements Act
- Status: introduced
- Introduced: 2025-07-30
- Sponsor: Sen. Padilla, Alex [D-CA] (D-CA)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Board discretion to designate Agent members of the Central Liquidity Facility.** This bill would let the National Credit Union Administration Board decide which credit unions may serve as Agent members of the Central Liquidity Facility rather than automatically including all eligible credit unions.

## Cosponsors (1)

- Sen. Cramer, Kevin [R-ND] (R-ND), 2025-07-30T00:00:00.000Z

## Provisions PRIA read

- NCUA Board may limit agent credit unions: mixed, low. This bill would let the NCUA Board decide which credit unions can be Agent members of the Central Liquidity Facility. If enacted, this could change which credit unions get direct access to emergency liquidity. The change would take effect upon enactment.

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1462: Fix Our Forests Act
- 119-s-4949: Water Resources Development Act of 2026
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-2838: Protecting Our Democracy Act

## Sources
- [119-s-2545 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2545)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1462: Fix Our Forests Act](https://policyrisk.com/legislation/119-s-1462)
- [119-s-4949: Water Resources Development Act of 2026](https://policyrisk.com/legislation/119-s-4949)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2545 (as of 2026-04-21).