# 119-s-2575: Healthcare for Our Troops Act

119-s-2575, Healthcare for Our Troops Act, is a 119th Congress bill sponsored by Sen. Baldwin, Tammy [D-WI] (D-WI); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-2575
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2575
- Congress: 119
- Title: Healthcare for Our Troops Act
- Status: introduced
- Introduced: 2025-07-31
- Sponsor: Sen. Baldwin, Tammy [D-WI] (D-WI)
- Cosponsors: 0
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Eliminates premiums for TRICARE Reserve Select individual coverage.** This bill would make individual Selected Reserve members eligible for premium-free TRS health benefits, set a uniform family premium, align cost-sharing with active-duty families, and require new forms and rules for providers and administration. - Members of the Selected Reserve would get TRICARE Reserve Select individual coverage with no premium and eligibility that ends when their Selected Reserve service ends. - Immediate family members would be eligible for TRS family coverage with a single uniform monthly premium set at 28% of an actuarial monthly amount and continued coverage for six months if the member dies. - In-network care for TRS individual coverage would have no charges. Out-of-network and family cost-sharing would follow the same rules used for active-duty family members. - The Secretary of Defense must write implementing regulations and, within 180 days, create provider forms that include medical readiness and fitness-for-deployment information for TRS beneficiaries.

## Provisions PRIA read

- Zero monthly premium for reservists: benefit, medium. If enacted, the bill would set the TRS individual monthly premium to $0. Reservists enrolled only for individual TRS coverage would not pay a monthly premium.
- Who can get TRICARE Reserve Select: benefit, low. If enacted, this bill would let members of the Selected Reserve join TRICARE Reserve Select. While a reservist is covered, their immediate family could get TRS family coverage. If a covered member dies while covered, family coverage would continue for six months. The bill would also define key term…
- New family premium for TRS: cost, medium. If enacted, the bill would set one monthly premium for each immediate family member in TRICARE Reserve Select. The premium would equal 28% of the actuarially determined monthly cost for that coverage. Premiums may be withheld from basic pay or compensation. Amounts collected would be credited to th…
- TRS and TRICARE cost-sharing changes: mixed, medium. If enacted, the bill would align TRS family cost-sharing with active-duty family rules for the same year. For TRS individual coverage, in-network services would carry no charge while out-of-network care would follow active-duty out-of-network rules. The bill would also change how cost-sharing is wo…

## Related bills

- 119-s-524: Coast Guard Authorization Act of 2025
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-5283: Momnibus Act
- 119-s-3597: National Quantum Initiative Reauthorization Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act

## Sources
- [119-s-2575 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2575)

## Related
- [119-s-524: Coast Guard Authorization Act of 2025](https://policyrisk.com/legislation/119-s-524)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-3597: National Quantum Initiative Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3597)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2575 (as of 2026-04-21).