# 119-s-2641: Health Care Freedom and Choice Act

119-s-2641, Health Care Freedom and Choice Act, is a 119th Congress bill sponsored by Sen. Johnson, Ron [R-WI] (R-WI); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-2641
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2641
- Congress: 119
- Title: Health Care Freedom and Choice Act
- Status: introduced
- Introduced: 2025-08-01
- Sponsor: Sen. Johnson, Ron [R-WI] (R-WI)
- Cosponsors: 2
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Eliminates the 2024 interagency rule on Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage.** The bill would be titled the Health Care Freedom and Choice Act and would make that specific rule have no force or effect. - People who buy short-term or excepted-benefit plans would be directly affected because the bill would remove the 2024 federal rule that applied to those products. - Insurers and brokers that offer short-term limited-duration insurance or independent excepted benefits would no longer be subject to the 2024 interagency rule. - The change targets a joint rule issued by the Internal Revenue Service, the Employee Benefits Security Administration, and the Centers for Medicare & Medicaid Services, and does not create other programs or funding.

## Cosponsors (2)

- Sen. Ernst, Joni [R-IA] (R-IA), 2025-11-20T00:00:00.000Z
- Sen. Moody, Ashley [R-FL] (R-FL), 2025-12-04T00:00:00.000Z

## Provisions PRIA read

- Cancel federal rule on short-term plans: mixed, low. This bill would cancel a 2024 federal rule on short-term limited-duration insurance and excepted benefits. The rule being canceled is at 89 Fed. Reg. 23338 (April 3, 2024). If enacted, that rule would have no force or effect starting on enactment. People who buy short-term or excepted plans could s…

## Related bills

- 119-s-3752: SAVE America Act
- 119-s-401: Fair Access to Banking Act
- 119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025
- 119-s-6: Born-Alive Abortion Survivors Protection Act
- 119-s-9: Protection of Women and Girls in Sports Act of 2025
- 119-s-128: SAVE Act

## Sources
- [119-s-2641 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2641)

## Related
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-401: Fair Access to Banking Act](https://policyrisk.com/legislation/119-s-401)
- [119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of…](https://policyrisk.com/legislation/119-s-186)
- [119-s-6: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-s-6)
- [119-s-9: Protection of Women and Girls in Sports Act of 2025](https://policyrisk.com/legislation/119-s-9)
- [119-s-128: SAVE Act](https://policyrisk.com/legislation/119-s-128)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2641 (as of 2026-04-21).