# 119-s-2668: HOME Act of 2025

119-s-2668, HOME Act of 2025, is a 119th Congress bill sponsored by Sen. Rosen, Jacky [D-NV] (D-NV); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-2668
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2668
- Congress: 119
- Title: HOME Act of 2025
- Status: introduced
- Introduced: 2025-08-01
- Sponsor: Sen. Rosen, Jacky [D-NV] (D-NV)
- Cosponsors: 1
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**This bill would create a federal framework to identify, prevent, and remediate price gouging and anti-competitive practices in single-family and rental housing during declared affordable housing crisis periods.** It centers on **curbing price gouging and market manipulation in single-family and rental housing when HUD declares an affordable housing crisis**. - Families and renters would get a clear prohibition on unconscionable rent or sale price spikes during crisis periods, with prohibitions limited to 30 consecutive days and renewable in 30-day increments, and allowed up to 1 week before a reasonably foreseeable crisis. - Low-income households could benefit from penalties redirected to the Housing Trust Fund to help increase or preserve rental housing for extremely low- and very low-income families, including homeless families. The bill also provides a $1.0 million FY2024 appropriation for HUD's market investigation and report. - Investors and regulators face new oversight: HUD would create a Housing Monitoring and Enforcement Unit, investigate purchases that exceed 5% of available single-family homes in 3 years or 25% by institutional investors in 1 year, and coordinate with the FTC, CFPB, and state attorneys general on unfair practices and screening rules.

## Cosponsors (1)

- Sen. Klobuchar, Amy [D-MN] (D-MN), 2025-11-20T00:00:00.000Z

## Provisions PRIA read

- Limits on unconscionable housing prices: benefit, medium. If enacted, HUD could declare an "affordable housing crisis." During that crisis, it would be unlawful to charge unconscionably high rent or sale prices. The rule would cover single‑family homes with 1–4 units but not condos or co‑ops. The ban could run for 30 consecutive days and be renewed in 30‑…
- Antitrust review of housing markets: benefit, medium. If enacted, the Attorney General and FTC would review competition in single‑family and rental markets. They would look for anti‑competitive conduct and harmful information sharing. They must report to Congress within one year.
- HUD housing market monitoring unit: benefit, medium. If enacted, HUD would create a Housing Monitoring and Enforcement Unit. The Unit would collect and analyze rental and sale data and investor purchases. HUD must investigate when one buyer gets over 5% of homes for sale in three years. HUD must also watch if institutional investors buy over 25% of h…
- Rules for multifamily mortgage purchases: benefit, medium. If enacted, the FHFA Director would write rules for Fannie Mae and Freddie Mac to buy multifamily mortgage loans. The rules must protect renters and help prevent big rent increases. FHFA must adopt rules after public notice, comment, and a hearing.
- Study of unfair tenant screening: benefit, low. If enacted, HUD, the FTC, and CFPB would collect data on tenant screening practices. They would study background checks, algorithmic screening, adverse action notices, and use of income‑source data. The agencies would report to Congress each year.

## Related bills

- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-5071: Children's Safe Welcome Act of 2026
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2231: GLOBE Act of 2025

## Sources
- [119-s-2668 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2668)

## Related
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-5071: Children's Safe Welcome Act of 2026](https://policyrisk.com/legislation/119-s-5071)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2231: GLOBE Act of 2025](https://policyrisk.com/legislation/119-s-2231)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2668 (as of 2026-04-21).