# 119-s-273: Small Business Child Care Investment Act

119-s-273, Small Business Child Care Investment Act, is a 119th Congress bill sponsored by Sen. Rosen, Jacky [D-NV] (D-NV); status in_committee; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-273
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-273
- Congress: 119
- Title: Small Business Child Care Investment Act
- Status: in_committee
- Introduced: 2025-01-28
- Sponsor: Sen. Rosen, Jacky [D-NV] (D-NV)
- Cosponsors: 3
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**This bill would expand access to Small Business Administration loans for nonprofit child care centers by creating a new "covered nonprofit child care provider" category and letting those providers use SBA 7(a) and 504 financing.** It sets rules to protect lenders and to prevent use of loan proceeds for First Amendment‑protected religious activities.

## Cosponsors (3)

- Sen. Ernst, Joni [R-IA] (R-IA), 2025-01-28T00:00:00.000Z
- Sen. Risch, James E. [R-ID] (R-ID), 2025-01-28T00:00:00.000Z
- Sen. Warner, Mark R. [D-VA] (D-VA), 2025-01-28T00:00:00.000Z

## Provisions PRIA read

- SBA access for nonprofit child care: benefit, medium. This bill would create a new "covered nonprofit child care provider" category for SBA loan programs. If enacted, qualifying nonprofits that are state-licensed, 501(c)(3), serve children from birth to school age, meet SBA size rules, and run required criminal background checks would be treated as sm…
- Loan rules for nonprofit child care: mixed, medium. If enacted, loans to covered nonprofit child care providers would generally be made with banks or certified development companies and the SBA would take a delayed (guaranteed) role instead of making direct loans. Loans or financings over $500,000 would require an outside guarantee of timely payment…

## Related bills

- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-1241: Sanctioning Russia Act of 2025
- 119-s-1404: Combating Organized Retail Crime Act
- 119-s-1547: America the Beautiful Act
- 119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former United States Senator for the State of Kansas.
- 119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewellyn Kyl, former Senator for the State of Arizona.

## Sources
- [119-s-273 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/273)

## Related
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-1241: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-s-1241)
- [119-s-1404: Combating Organized Retail Crime Act](https://policyrisk.com/legislation/119-s-1404)
- [119-s-1547: America the Beautiful Act](https://policyrisk.com/legislation/119-s-1547)
- [119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former Uni…](https://policyrisk.com/legislation/119-sres-913)
- [119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewel…](https://policyrisk.com/legislation/119-sres-897)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-273 (as of 2026-09-10).