# 119-s-2920: Stronger Enforcement of Civil Penalties Act of 2025

119-s-2920, Stronger Enforcement of Civil Penalties Act of 2025, is a 119th Congress bill sponsored by Sen. Reed, Jack [D-RI] (D-RI); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-2920
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2920
- Congress: 119
- Title: Stronger Enforcement of Civil Penalties Act of 2025
- Status: introduced
- Introduced: 2025-09-19
- Sponsor: Sen. Reed, Jack [D-RI] (D-RI)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Creates much stiffer civil penalties by adding a fraud tier and a recidivist multiplier across core securities laws.** The bill raises baseline fines, adds a Third tier for egregious fraud-like conduct, and a Fourth tier that triples penalties for recent fraud offenders.

## Cosponsors (1)

- Sen. Grassley, Chuck [R-IA] (R-IA), 2025-09-19T00:00:00.000Z

## Provisions PRIA read

- Higher securities penalties and daily fines: cost, medium. This bill would raise many administrative fines under the Securities Act. First-tier caps would go to $10,000 and $100,000, and some second-tier caps would be $100,000 or $500,000. It would add a new third tier for fraud-like conduct. For each third-tier act the fine would be the largest of three a…

## Related bills

- 119-s-1748: Kids Online Safety Act
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-4415: TEACH Improvement Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-5025: Lindsey O. Graham Sanctioning Russia Act of 2026
- 119-s-2461: Promotion and Expansion of Private Employee Ownership Act of 2025

## Sources
- [119-s-2920 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2920)

## Related
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-4415: TEACH Improvement Act of 2026](https://policyrisk.com/legislation/119-s-4415)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-5025: Lindsey O. Graham Sanctioning Russia Act of 2026](https://policyrisk.com/legislation/119-s-5025)
- [119-s-2461: Promotion and Expansion of Private Employee Ownership Act of 2025](https://policyrisk.com/legislation/119-s-2461)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2920 (as of 2026-04-21).