# 119-s-2946: NFIP Extension Act

119-s-2946, NFIP Extension Act, is a 119th Congress bill sponsored by Sen. Kennedy, John [R-LA] (R-LA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-2946
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-2946
- Congress: 119
- Title: NFIP Extension Act
- Status: introduced
- Introduced: 2025-09-30
- Sponsor: Sen. Kennedy, John [R-LA] (R-LA)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**This bill would extend the National Flood Insurance Program's financing authority and program expiration to November 21, 2025.** It also sets a retroactive effective date so the extension applies as if enacted on September 30, 2025 when needed. - Families and property owners: Would keep NFIP authority in place through November 21, 2025, maintaining the program's legal ability to operate during that period. - FEMA and program managers: Would extend the NFIP financing deadline to November 21, 2025, preserving the program's borrowing authority for that time. - Timing for amendments: If enacted after September 30, 2025, the bill makes the changes effective retroactively to that date so amendments are covered.

## Cosponsors (1)

- Sen. Cassidy, Bill [R-LA] (R-LA), 2025-09-30T00:00:00.000Z

## Provisions PRIA read

- Keep federal flood insurance through 2025: benefit, medium. If enacted, this bill would extend the National Flood Insurance Program's borrowing and program authority through November 21, 2025. This would keep federally backed flood insurance available for homeowners, renters, and properties that must carry it. If signed after September 30, 2025, the date ch…

## Related bills

- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1748: Kids Online Safety Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-93: Harmful Algal Bloom and Hypoxia Research and Control Amendments Act of 2025
- 119-s-3257: John A. Hauser Mental Health in Aviation Act
- 119-s-3752: SAVE America Act

## Sources
- [119-s-2946 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/2946)

## Related
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-93: Harmful Algal Bloom and Hypoxia Research and Control Amendments Act of 2025](https://policyrisk.com/legislation/119-s-93)
- [119-s-3257: John A. Hauser Mental Health in Aviation Act](https://policyrisk.com/legislation/119-s-3257)
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-2946 (as of 2026-04-21).