# 119-s-3017: STREAMLINE Act

119-s-3017, STREAMLINE Act, is a 119th Congress bill sponsored by Sen. Kennedy, John [R-LA] (R-LA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-3017
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3017
- Congress: 119
- Title: STREAMLINE Act
- Status: introduced
- Introduced: 2025-10-20
- Sponsor: Sen. Kennedy, John [R-LA] (R-LA)
- Cosponsors: 8
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**This bill would raise and index key anti‑money‑laundering reporting thresholds to reduce outdated reporting triggers and require a Treasury review to modernize forms and automation.** It focuses on lifting dollar gates, adding automatic inflation adjustments, and forcing a coordinated review of reporting and recordkeeping rules. - Banks and other financial reporters would see Currency Transaction Report thresholds that are currently $10,000 go to $30,000 within 180 days, and Suspicious Activity Report thresholds directed by federal agencies would be raised from $2,000 to $3,000 and from $5,000 to $10,000. These changes cut low‑value reporting triggers. - Businesses that receive coins or currency in nonfinancial trades would have the $10,000 reporting threshold raised to $30,000 and tied to CPI‑U inflation adjustments every 5 years, rounded to the nearest $1,000, with changes taking effect the following January 1. - The Treasury would have 360 days to review and report on reporting forms, aggregation rules, prioritization, and automation, and to recommend updates. The bill preserves Treasury authority over geographic targeting orders and allowed threshold reductions.

## Cosponsors (8)

- Sen. Scott, Tim [R-SC] (R-SC), 2025-10-20T00:00:00.000Z
- Sen. Rounds, Mike [R-SD] (R-SD), 2025-10-20T00:00:00.000Z
- Sen. Britt, Katie Boyd [R-AL] (R-AL), 2025-10-20T00:00:00.000Z
- Sen. Lummis, Cynthia M. [R-WY] (R-WY), 2025-10-20T00:00:00.000Z
- Sen. Hagerty, Bill [R-TN] (R-TN), 2025-10-20T00:00:00.000Z
- Sen. Crapo, Mike [R-ID] (R-ID), 2025-10-20T00:00:00.000Z
- Sen. Moreno, Bernie [R-OH] (R-OH), 2025-10-20T00:00:00.000Z
- Sen. Ricketts, Pete [R-NE] (R-NE), 2025-10-20T00:00:00.000Z

## Provisions PRIA read

- Higher cash and suspicious-activity thresholds: benefit, medium. This bill would raise the currency-transaction reporting rule from $10,000 to $30,000. The Treasury would update related regulations within 180 days. Agencies would raise certain suspicious-activity thresholds: $2,000 rules to $3,000, and $5,000 rules to $10,000, within 180 days. Every 5 years Trea…
- Treasury review and enforcement powers: mixed, medium. This bill would require the Treasury Secretary to review AML reporting forms and recordkeeping within 360 days. The review would examine aggregation, prioritization, and automation and may lead to updated forms and rules. Treasury must coordinate with existing Anti‑Money Laundering Act reviews and…

## Related bills

- 119-s-3752: SAVE America Act
- 119-s-875: FIRM Act
- 119-s-587: Death Tax Repeal Act of 2025
- 119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025
- 119-s-6: Born-Alive Abortion Survivors Protection Act
- 119-s-128: SAVE Act

## Sources
- [119-s-3017 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3017)

## Related
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-875: FIRM Act](https://policyrisk.com/legislation/119-s-875)
- [119-s-587: Death Tax Repeal Act of 2025](https://policyrisk.com/legislation/119-s-587)
- [119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of…](https://policyrisk.com/legislation/119-s-186)
- [119-s-6: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-s-6)
- [119-s-128: SAVE Act](https://policyrisk.com/legislation/119-s-128)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3017 (as of 2026-04-21).