# 119-s-3233: FINANCE Act

119-s-3233, FINANCE Act, is a 119th Congress bill sponsored by Sen. Markey, Edward J. [D-MA] (D-MA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-3233
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3233
- Congress: 119
- Title: FINANCE Act
- Status: introduced
- Introduced: 2025-11-20
- Sponsor: Sen. Markey, Edward J. [D-MA] (D-MA)
- Cosponsors: 3
- Policy area: Social Welfare
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expands financial planning support for family caregivers.** This bill would add a new Title IV grant program to the Older Americans Act to fund accessible, multilingual financial planning and legal referrals for unpaid family caregivers, including older relatives and grandparents raising grandchildren. - Families and caregivers would get one-on-one financial planning on public benefits, budgeting, long-term care costs, debt relief, and how to talk about care wishes as relatives age. - Older-relative caregivers are explicitly covered if they are age 55 or older, live with the care recipient, and are the primary caregiver for a child or a person with a disability. - State and local agencies, area agencies on aging, nonprofits, senior centers, colleges, and tribal organizations could receive grants to hire licensed planners and deliver services in accessible formats and multiple languages.

## Cosponsors (3)

- Sen. Klobuchar, Amy [D-MN] (D-MN), 2025-11-20T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2025-11-20T00:00:00.000Z
- Sen. Kim, Andy [D-NJ] (D-NJ), 2025-11-20T00:00:00.000Z

## Provisions PRIA read

- Financial planning help for caregivers: benefit, low. If enacted, the bill would create a federal grant program to fund financial planning services for unpaid family caregivers. Grants could go to states, nonprofits, area agencies on aging, senior centers, colleges, and tribal organizations. Services would cover public benefits, care options, budgetin…

## Related bills

- 119-s-5283: Momnibus Act
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-2120: Older Americans Act Reauthorization Act of 2025
- 119-s-3869: Healthy Families Act

## Sources
- [119-s-3233 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3233)

## Related
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-2120: Older Americans Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-s-2120)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3233 (as of 2026-04-21).