# 119-s-3290: Financial Services and General Government Appropriations Act, 2026

119-s-3290, Financial Services and General Government Appropriations Act, 2026, is a 119th Congress bill sponsored by Sen. Hagerty, Bill [R-TN] (R-TN); status introduced; PRIA reads it as touching household money (as of 2026-07-13).

- Canonical: https://policyrisk.com/legislation/119-s-3290
- As of: 2026-07-13
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3290
- Congress: 119
- Title: Financial Services and General Government Appropriations Act, 2026
- Status: introduced
- Introduced: 2025-12-01
- Sponsor: Sen. Hagerty, Bill [R-TN] (R-TN)
- Cosponsors: 0
- Policy area: Economics and Public Finance
- Touches household money: yes
- Last recorded action: 2026-07-13

## Summary

**Sets FY2026 funding and policy priorities for Treasury, the IRS, community finance programs, and DC services.** The bill would allocate money for tax administration, financial crime fighting, community lenders, and District of Columbia tuition and public safety programs while attaching many policy limits and reporting rules.

## Provisions PRIA read

- Limits on IRS targeting and privacy: benefit, high. If enacted, the bill would bar the IRS from using funds in FY2026 to target people for exercising First Amendment rights or to target groups based on ideological beliefs. It would also bar use of funds that violate the tax code rule protecting tax return confidentiality (IRC 6103).
- Contraceptive coverage in contracts: benefit, medium. If enacted, the bill would bar the government from entering or renewing federal contracts with prescription drug coverage unless the plan also covers contraceptives. Named religious plans and carriers objecting on religious grounds are exempt. The rule would not require abortion coverage and would…
- Extra SBA funds and flexibility: benefit, medium. If enacted, the bill would give the Small Business Administration an extra $109,973,000 for small business development and related activities. The SBA would also be allowed to move up to 5% of any SBA appropriation between accounts. No single account could be increased by more than 10% from such tr…
- Stricter rules for awards and grantees: benefit, medium. If enacted, the bill would stop agencies from giving federal contracts, grants, loans, or guarantees to corporations convicted of a federal felony in the prior 24 months or with certain unpaid federal tax debts, unless the agency finds suspension or debarment unnecessary. It would also block agency…
- Exemption for Long Bridge rail project: benefit, medium. If enacted, the bill would say that a specific statute (Section 244) does not apply to railroads installed under the defined Long Bridge Project. The project covers a new Long Bridge next to the existing bridge, plus related rail, bike, and pedestrian infrastructure between D.C. and Virginia.
- Stronger IRS taxpayer privacy rules: benefit, low. If enacted, the bill would require the IRS to adopt and follow rules that protect taxpayer information and reduce identity theft risk. These rules would take effect upon enactment. The change creates agency duties rather than individual payments.
- Whistleblower protections for federal staff: benefit, low. If enacted, agencies could not use nondisclosure forms that say employees cannot report classified information or talk to Congress. Forms would need language saying they do not override whistleblower rights. Intelligence-related agreements can be tailored but must still protect authorized disclosur…
- Agency funding for BLM land surveys: benefit, low. If enacted, the bill would let federal agencies transfer FY2026 funds to the Bureau of Land Management to pay for cadastral surveys they request. Transferred money would remain available to BLM until spent. Any leftover funds would be returned to the original account after the BLM files the survey…
- Limits on D.C. paid abortion services: cost, medium. If enacted, the bill would bar the District of Columbia government from spending its funds on abortion services except when the mother's life is at risk or the pregnancy results from rape or incest. This rule would take effect upon enactment and could raise out-of-pocket costs for people who lose D…
- Caps on prevailing-rate federal pay: cost, medium. If enacted, the bill would limit pay increases for prevailing-rate federal employees for service after Sept. 30, 2025. During the transition their pay may not exceed prior wage schedule rates. For the rest of FY2026, increases from a wage survey would be capped by a formula tied to GS adjustments a…
- Drug policy and needle distribution limits: cost, medium. If enacted, the bill would bar federal funds in this Act from being used to legalize or reduce penalties for Schedule I drugs and would prohibit D.C. from using these funds to legalize recreational THC. It would also bar federal funding for needle or syringe distribution at locations that local pub…
- IRS service, hiring, and checks: mixed, medium. If enacted, the bill would fund improvements to the IRS 1-800 help line and require training on taxpayer rights and courtesy. It would let Treasury use direct-hire authority to clear tax return backlogs and require the IRS to confirm employer address changes and consider offers-in-compromise from p…
- District of Columbia funding rules: mixed, medium. If enacted, the bill would let D.C. spend local funds during certain continuing resolutions and use council-approved FY2027 budget rates as interim funding when no regular appropriation exists. It would let D.C. move some operating money into capital and reprogram certain local funds, require the C…
- Product safety and privacy limits: mixed, medium. If enacted, the bill would bar the CPSC from using FY2026 funds to ban gas stoves as a product class and would stop funds for finalizing a recreational off-highway vehicle safety standard until a National Academy of Sciences study is done. It would also bar federal agencies from using funds to coll…
- Freeze 501(c)(4) nonprofit rules: mixed, medium. If enacted, the bill would bar Treasury and the IRS from issuing new broad guidance on 501(c)(4) social welfare organizations in FY2026. It would require using the definitions and standard that were in effect on January 1, 2010 to decide 501(c)(4) status for new and existing groups.
- Tighter agency budget and transfers: mixed, medium. If enacted, the bill would limit agencies' ability to move money across accounts in FY2026. It would bar many reprogrammings and require committee approval for large shifts (for example, no reprogramming above $3,000,000 or 10%, and personnel increases of 20% need approval). It would cap some trans…
- Treasury transfers to Debt Collection Fund: mixed, low. If enacted, the Secretary of the Treasury would be able to transfer money from the Bureau of the Fiscal Service salaries account into the Debt Collection Fund to cover debt collection costs. Any amounts transferred would have to be reimbursed from future debt collections.

## Related bills

- 119-s-4952: Protecting American Taxpayers Act
- 119-s-1748: Kids Online Safety Act
- 119-s-5252: BLADE Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-394: GENIUS Act of 2025
- 119-s-226: No Tax Dollars for Terrorists Act

## Sources
- [119-s-3290 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3290)

## Related
- [119-s-4952: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4952)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-5252: BLADE Act](https://policyrisk.com/legislation/119-s-5252)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-394: GENIUS Act of 2025](https://policyrisk.com/legislation/119-s-394)
- [119-s-226: No Tax Dollars for Terrorists Act](https://policyrisk.com/legislation/119-s-226)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3290 (as of 2026-07-13).
