# 119-s-3333: Emergency Savings Enhancement Act of 2025

119-s-3333, Emergency Savings Enhancement Act of 2025, is a 119th Congress bill sponsored by Sen. Young, Todd [R-IN] (R-IN); status in_committee; PRIA reads it as touching household money (as of 2026-09-25).

- Canonical: https://policyrisk.com/legislation/119-s-3333
- As of: 2026-09-25
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3333
- Congress: 119
- Title: Emergency Savings Enhancement Act of 2025
- Status: in_committee
- Introduced: 2025-12-03
- Sponsor: Sen. Young, Todd [R-IN] (R-IN)
- Cosponsors: 3
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-09-25

## Summary

**This bill would raise the emergency savings contribution limit to $5,000** for certain workplace savings accounts and clarify who counts as an eligible participant, while creating a funded employee ownership grant program.

## Cosponsors (3)

- Sen. Booker, Cory A. [D-NJ] (D-NJ), 2025-12-03T00:00:00.000Z
- Sen. Cassidy, Bill [R-LA] (R-LA), 2026-07-21T00:00:00.000Z
- Sen. Kaine, Tim [D-VA] (D-VA), 2026-07-21T00:00:00.000Z

## Provisions PRIA read

- Bigger emergency savings for workers: benefit, high. If enacted, this bill would let eligible participants contribute up to $5,000 a year into certain emergency savings accounts. That is $2,500 more than the prior $2,500 limit. The change would apply for taxable years beginning after December 31, 2026. The bill would also treat anyone who meets a pla…
- Grants to support employee ownership: benefit, low. If enacted, the government would fund an Employee Ownership Initiative with specified grants from fiscal years 2025 through 2035. The bill would authorize discretionary amounts such as $4 million in FY2025 and $22 million in FY2035. It would also provide mandatory Treasury appropriations for FY2027…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1241: Sanctioning Russia Act of 2025
- 119-s-1261: CONNECT for Health Act of 2025
- 119-s-1032: Major Richard Star Act
- 119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former United States Senator for the State of Kansas.

## Sources
- [119-s-3333 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3333)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1241: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-s-1241)
- [119-s-1261: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-s-1261)
- [119-s-1032: Major Richard Star Act](https://policyrisk.com/legislation/119-s-1032)
- [119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former Uni…](https://policyrisk.com/legislation/119-sres-913)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3333 (as of 2026-09-25).