# 119-s-3385: Lower Health Care Costs Act

119-s-3385, Lower Health Care Costs Act, is a 119th Congress bill sponsored by Sen. Schumer, Charles E. [D-NY] (D-NY); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-3385
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3385
- Congress: 119
- Title: Lower Health Care Costs Act
- Status: in_committee
- Introduced: 2025-12-08
- Sponsor: Sen. Schumer, Charles E. [D-NY] (D-NY)
- Cosponsors: 0
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Extends the enhanced premium tax credit through 2028.** This bill would keep higher premium assistance amounts in place and preserve the rule that lets some households with incomes above 400 percent of the poverty line claim the enhanced credit.

## Votes

| Date | Chamber | Question | Result | Yea | Nay |
| --- | --- | --- | --- | --- | --- |
| 2025-12-11T12:29:00.000Z | senate | On the Cloture Motion S. 3385 | Cloture Motion Rejected | 51 | 48 |

## Provisions PRIA read

- Lower premiums for Marketplace enrollees through 2028: benefit, high. If enacted, this bill would extend higher Marketplace premium tax credits through tax years that begin in 2028. Some people with income above 400% of the poverty line could still get the credit. Changes would apply to tax years beginning after December 31, 2025.

## Related bills

- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-3597: National Quantum Initiative Reauthorization Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-3869: Healthy Families Act
- 119-s-51: Washington, D.C. Admission Act

## Sources
- [119-s-3385 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3385)

## Related
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-3597: National Quantum Initiative Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3597)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3385 (as of 2026-04-21).