# 119-s-3487: PSLF Payment Completion Fairness Act

119-s-3487, PSLF Payment Completion Fairness Act, is a 119th Congress bill sponsored by Sen. Kim, Andy [D-NJ] (D-NJ); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-3487
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3487
- Congress: 119
- Title: PSLF Payment Completion Fairness Act
- Status: introduced
- Introduced: 2025-12-16
- Sponsor: Sen. Kim, Andy [D-NJ] (D-NJ)
- Cosponsors: 0
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expand eligibility for Public Service Loan Forgiveness.** This bill would change the PSLF eligibility test to make sure borrowers who performed qualifying public service can count that service toward forgiveness. It does this by amending the Higher Education Act's PSLF language, replacing a multi-part employment-status test with the single term "has been." - Public service borrowers: Would help people who performed qualifying public service become eligible for PSLF by altering the statute's employment-status requirement. - Statute change: Amends 20 U.S.C. 1087e by striking specified employment wording and inserting the single term "has been," narrowing the employment predicate used to judge eligibility.

## Provisions PRIA read

- More loan relief for public servants: benefit, high. If enacted, this bill would change how Public Service Loan Forgiveness (PSLF) counts qualifying work. It would amend Section 455(m)(1)(B) of the Higher Education Act by striking the phrase "(i) is employed" and all text through "(ii) has been" and replacing that text with the single word "has been.…

## Related bills

- 119-s-2120: Older Americans Act Reauthorization Act of 2025
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-2838: Protecting Our Democracy Act
- 119-s-2819: Head Start for America's Children Act
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-5283: Momnibus Act

## Sources
- [119-s-3487 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3487)

## Related
- [119-s-2120: Older Americans Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-s-2120)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838)
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3487 (as of 2026-04-21).