# 119-s-3502: Timeshare Transparency Act

119-s-3502, Timeshare Transparency Act, is a 119th Congress bill sponsored by Sen. Curtis, John R. [R-UT] (R-UT); status introduced; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-3502
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3502
- Congress: 119
- Title: Timeshare Transparency Act
- Status: introduced
- Introduced: 2025-12-16
- Sponsor: Sen. Curtis, John R. [R-UT] (R-UT)
- Cosponsors: 2
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Mandatory, clear consumer disclosures for timeshare purchases.** This bill would require timeshare sellers to give buyers a single, itemized agreement listing all acquisition and ongoing costs, explain which fees can change and how notice is given, lay out options for ending ownership, and provide a 14-day penalty-free cancellation window. - Consumers and families: Buyers would receive a single document with all costs and end-of-ownership options. They must be allowed to review those documents away from company employees and can cancel without penalty within 14 days of signing. - Timeshare companies and federal enforcement: Sellers would have to specify which fees may change and when notice will be given, and failures would be treated as unfair or deceptive acts. The Federal Trade Commission would enforce violations using the same powers and penalties it has under the FTC Act and could issue implementing rules under the Administrative Procedure Act. - States and timing: States may impose stronger protections than this bill. The rules would apply to agreements entered into on or after a date 90 days after enactment.

## Cosponsors (2)

- Sen. Schiff, Adam B. [D-CA] (D-CA), 2025-12-16T00:00:00.000Z
- Sen. Blackburn, Marsha [R-TN] (R-TN), 2026-03-25T00:00:00.000Z

## Provisions PRIA read

- New timeshare disclosure and cancellation: benefit, medium. If enacted, this would apply to timeshare contracts signed 90 days after enactment. You would get a single contract document listing all upfront and ongoing costs. The contract would have to say which fees the company can change and how you would be notified. You would have 14 days after you enter…
- FTC enforcement and rulemaking powers: benefit, medium. If enacted, the Federal Trade Commission would enforce the timeshare requirements using the same powers it has under the FTC Act. Violations would be treated as unfair or deceptive acts and be subject to the FTC Act penalties and immunities. The Commission would be able to write rules under 5 U.S.C…
- Definitions for timeshare rules: benefit, low. If enacted, this would define key terms used by the timeshare rules. "Timeshare" would mean a paid right to use accommodations for less than a year at a time when the arrangement lasts more than three years. Exchange programs would be excluded. "Timeshare company" would mean anyone who sells or arr…

## Related bills

- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-3597: National Quantum Initiative Reauthorization Act of 2026
- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1462: Fix Our Forests Act
- 119-s-1748: Kids Online Safety Act
- 119-s-4949: Water Resources Development Act of 2026

## Sources
- [119-s-3502 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3502)

## Related
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-3597: National Quantum Initiative Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3597)
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1462: Fix Our Forests Act](https://policyrisk.com/legislation/119-s-1462)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-4949: Water Resources Development Act of 2026](https://policyrisk.com/legislation/119-s-4949)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3502 (as of 2026-09-10).