# 119-s-3636: Build HUBS Act

119-s-3636, Build HUBS Act, is a 119th Congress bill sponsored by Sen. Blunt Rochester, Lisa [D-DE] (D-DE); status introduced; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-3636
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3636
- Congress: 119
- Title: Build HUBS Act
- Status: introduced
- Introduced: 2026-01-14
- Sponsor: Sen. Blunt Rochester, Lisa [D-DE] (D-DE)
- Cosponsors: 1
- Policy area: Transportation and Public Works
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Unlocks federal credit for transit‑oriented development and attainable housing.** This bill adds TOD and attainable housing projects to the TIFIA and RRIF programs, creates a delegated origination and underwriting pathway modeled on HUD’s MAP process, and narrows some NEPA steps to speed construction near transit.

## Cosponsors (1)

- Sen. Curtis, John R. [R-UT] (R-UT), 2026-01-14T00:00:00.000Z

## Provisions PRIA read

- Protect transit workers' labor rights: benefit, medium. This bill would make TIFIA-assisted transit-oriented development and attainable housing projects subject to the labor-protection standards in 49 U.S.C. 5333(a). That would affect transit agencies, project sponsors, and transit employees and could protect jobs and collective bargaining rights when t…
- Lower-cost loans for attainable housing: benefit, medium. This bill would set cheaper loan terms for qualifying attainable housing projects. TIFIA loans for an attainable housing project would bear interest equal to one-half of the Treasury Rate on the loan date. The bill would also require that at least 75% of total TIFIA assistance for an attainable hou…
- Faster loan approvals through delegated originators: benefit, medium. This bill would create a delegated origination program for TIFIA and RRIF that uses HUD's MAP standards. Approved originator‑servicers would originate, underwrite, and service loans under DOT oversight and could certify creditworthiness. The Secretary would have to publish implementing rules within…
- Extend TIFIA and RRIF authority: benefit, low. This bill would extend the period when DOT may offer RRIF and TIFIA loans, guarantees, and lines of credit. RRIF authority would be extended to 2027 through 2031. TIFIA authority would be extended to fiscal years 2027 through 2031. The change itself does not appropriate new funds but keeps the prog…
- New loan caps and credit options: mixed, medium. This bill would add non-investment-grade ways to show creditworthiness and also limit some loan sizes. Sponsors could use joint liability with a creditworthy state/local government, an alternative rating for Federal credit up to $150,000,000, or certification by an approved originator‑servicer to s…
- Metro planning and NEPA changes: mixed, medium. This bill would require sponsors seeking TIFIA or RRIF help to coordinate with their metropolitan planning organization and show project compatibility with MPO plans. Sponsors would have to notify MPOs early and share project details, impacts, and mitigation. The bill would also narrow NEPA review…
- Rules for transit-area housing projects: mixed, medium. This bill would define which projects count as transit- or transportation-oriented development and what counts as an "attainable housing" project. Projects would need to be within 0.5 mile of certain transit stops and include private investment. An attainable housing project would serve households…

## Related bills

- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-1748: Kids Online Safety Act
- 119-s-5283: Momnibus Act
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-1241: Sanctioning Russia Act of 2025
- 119-s-199: A bill to amend the Internal Revenue Code of 1986 to provide special rules for the taxation of certain residents of Taiwan with income from sources within the…

## Sources
- [119-s-3636 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3636)

## Related
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-1241: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-s-1241)
- [119-s-199: A bill to amend the Internal Revenue Code of 1986 to provide special rules for…](https://policyrisk.com/legislation/119-s-199)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3636 (as of 2026-09-10).