# 119-s-3750: REAL Health Providers Act

119-s-3750, REAL Health Providers Act, is a 119th Congress bill sponsored by Sen. Bennet, Michael F. [D-CO] (D-CO); status introduced; PRIA reads it as touching household money (as of 2026-07-01).

- Canonical: https://policyrisk.com/legislation/119-s-3750
- As of: 2026-07-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3750
- Congress: 119
- Title: REAL Health Providers Act
- Status: introduced
- Introduced: 2026-01-29
- Sponsor: Sen. Bennet, Michael F. [D-CO] (D-CO)
- Cosponsors: 2
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-07-01

## Summary

**Accurate and transparent provider directories for Medicare Advantage enrollees** would be required, and plans would face verification and reporting rules plus limits on patient cost sharing when a listed provider is not actually in-network. This aims to make it easier to find doctors and avoid surprise costs.

## Cosponsors (2)

- Sen. Tillis, Thomas [R-NC] (R-NC), 2026-01-29T00:00:00.000Z
- Sen. Wyden, Ron [D-OR] (D-OR), 2026-01-29T00:00:00.000Z

## Provisions PRIA read

- Accurate online provider directories for Medicare: benefit, medium. This bill would require Medicare Advantage plans that use provider networks to publish a public online provider directory starting with plan years beginning in 2028. The directory would have provider name, specialty, contact details, primary office addresses, whether the provider is accepting new p…
- Medicare plan directory accuracy scores: benefit, medium. This bill would require Medicare Advantage plans to run an annual analysis of how accurate their provider directory is starting with plan years beginning January 1, 2028. Plans would use random samples that include specialties with high inaccuracy rates (for example, mental health or substance use…
- Protections for wrong-directory medical bills: benefit, medium. For plan years beginning in 2028, this bill would cap what you pay if you get a covered item or service from a provider who was listed in your Medicare Advantage plan's directory on the date you made the appointment but is not actually in-network. You would only owe the smaller of (1) the in-networ…
- CMS funding and guidance for directories: benefit, low. The bill would appropriate $4,000,000 to CMS for fiscal year 2026 to support implementing the provider directory requirements. The funds would remain available until expended. The Secretary would hold a public stakeholder meeting within 6 months after enactment and must issue guidance to Medicare A…
- GAO study on provider directories: benefit, low. The bill would direct the Government Accountability Office to study how the directory and cost-sharing changes are working and to report to Congress by January 15, 2033. The study would look at usage of the cost-sharing protections, accuracy trends overall and for mental health and substance use di…

## Related bills

- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-891: Bipartisan Health Care Act
- 119-s-5071: Children's Safe Welcome Act of 2026
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-1552: Living Donor Protection Act of 2025

## Sources
- [119-s-3750 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3750)

## Related
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-891: Bipartisan Health Care Act](https://policyrisk.com/legislation/119-s-891)
- [119-s-5071: Children's Safe Welcome Act of 2026](https://policyrisk.com/legislation/119-s-5071)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-1552: Living Donor Protection Act of 2025](https://policyrisk.com/legislation/119-s-1552)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3750 (as of 2026-07-01).