# 119-s-3798: Safe Access to Cash Act of 2026

119-s-3798, Safe Access to Cash Act of 2026, is a 119th Congress bill sponsored by Sen. Cruz, Ted [R-TX] (R-TX); status passed_senate (as of 2026-10-08).

- Canonical: https://policyrisk.com/legislation/119-s-3798
- As of: 2026-10-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3798
- Congress: 119
- Title: Safe Access to Cash Act of 2026
- Status: passed_senate
- Introduced: 2026-02-05
- Sponsor: Sen. Cruz, Ted [R-TX] (R-TX)
- Cosponsors: 2
- Policy area: Crime and Law Enforcement
- Touches household money: no
- Last recorded action: 2026-10-08

## Summary

**Creates a new federal ATM-robbery offense** that covers attacks on people using or servicing ATMs and thefts from machines whether they sit on bank premises or out in public. The bill defines ATMs and related offenses and sets federal penalties for theft, assault, and killings tied to ATM crimes. - Families and ATM users: People using or servicing ATMs would be protected by a federal crime for attacks, extortion, or intimidation. Violent attacks on users or servicers can carry up to 20 years in prison. - Banks and ATM operators: Theft from an ATM of more than $1,000 becomes a federal offense punishable by up to 10 years. Theft under $1,000 is punishable by up to 1 year. - Offenders and handlers of stolen property: Receiving, selling, or hiding property taken from an ATM is punished the same as the original taker. Using a weapon in connection with an ATM offense can bring up to 25 years, and killing or forcing someone to accompany the offender can bring up to 30 years or life if death results.

## Cosponsors (2)

- Sen. Gallego, Ruben [D-AZ] (D-AZ), 2026-02-05T00:00:00.000Z
- Sen. Blackburn, Marsha [R-TN] (R-TN), 2026-03-05T00:00:00.000Z

## Provisions PRIA read

- Stronger federal penalties for ATM crimes: benefit, high. If enacted, this bill would make ATM robberies, assaults, and extortion a federal crime, with up to 20 years for taking money from ATM users, servicers, or cash couriers. Breaking into or stealing from an ATM would be a federal crime too: taking over $1,000 would carry up to 10 years; $1,000 or les…
- Which ATMs the bill would cover: benefit, low. If enacted, this bill would define an ATM as a network‑connected machine that lets bank, credit union, or savings‑and‑loan customers use a card or access device to withdraw, deposit, or check balances. It would cover ATMs on or off a bank’s property, including those owned, operated, or sponsored by…

## Related bills

- 119-s-1071: National Defense Authorization Act for Fiscal Year 2026
- 119-s-524: Coast Guard Authorization Act of 2025
- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1241: Sanctioning Russia Act of 2025
- 119-s-545: Combating Illicit Xylazine Act

## Sources
- [119-s-3798 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3798)

## Related
- [119-s-1071: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-1071)
- [119-s-524: Coast Guard Authorization Act of 2025](https://policyrisk.com/legislation/119-s-524)
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1241: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-s-1241)
- [119-s-545: Combating Illicit Xylazine Act](https://policyrisk.com/legislation/119-s-545)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3798 (as of 2026-10-08).