# 119-s-3814: ARC Act of 2026

119-s-3814, ARC Act of 2026, is a 119th Congress bill sponsored by Sen. Risch, James E. [R-ID] (R-ID); status introduced; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-3814
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3814
- Congress: 119
- Title: ARC Act of 2026
- Status: introduced
- Introduced: 2026-02-10
- Sponsor: Sen. Risch, James E. [R-ID] (R-ID)
- Cosponsors: 1
- Policy area: Energy
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Creates a Department of Energy program to give conditional federal payments and stricter planning rules so large advanced nuclear projects can finish on time and on budget.** It would set up an Accelerating Reliable Capacity Program and an ARC Account inside the Loan Programs Office to back qualifying projects that get Federal Financing Bank loans under EPAct 2005 sections 1703 or 1706.

## Cosponsors (1)

- Sen. Gallego, Ruben [D-AZ] (D-AZ), 2026-02-10T00:00:00.000Z

## Provisions PRIA read

- New $3.6B ARC loan account: benefit, high. If enacted, the bill would create an Accelerating Reliable Capacity (ARC) Account at DOE and authorize $3.6 billion for it. The ARC Account would pay contingent amounts when qualifying nuclear projects enter service, and payments would go to the Federal Financing Bank and be applied to loan princip…
- More projects eligible for dual benefits: benefit, medium. If enacted, the bill would expand an exception that allows some projects to receive two federal benefits. New eligible projects would include those partnered with a Federal power marketing administration or the Tennessee Valley Authority, projects supplying military installations or working with th…
- Borrowers cover early cost overruns: cost, medium. If enacted, the bill would make borrowers responsible for all cost overruns on qualifying guaranteed loans until cumulative project expenses exceed 120% of the project's approved Class 2 point base estimate. Only after costs pass that 120% threshold could ARC expected payments be adjusted to addres…
- Larger guarantees and FFB loan rule: mixed, high. If enacted, a qualifying project's loan would have to be made through the Federal Financing Bank (FFB) and be at least two times the amount of ARC funds provided to that project. The bill would also allow the DOE Loan Programs Office to offer enhanced guarantees up to 200% of a project's point base…
- Stronger project planning and oversight: mixed, medium. If enacted, borrowers seeking ARC support would have to submit a project delivery plan and Secretary‑approved planning documents before financial close. Required documents include a Class 2 cost estimate with basis‑of‑estimate and cost risk analysis, a resource‑loaded integrated project schedule wi…

## Related bills

- 119-s-1748: Kids Online Safety Act
- 119-s-873: Fighter Force Preservation and Recapitalization Act of 2025
- 119-s-2904: SHADOW Fleet Sanctions Act of 2026
- 119-s-3257: John A. Hauser Mental Health in Aviation Act
- 119-s-4576: Jewish American Security Act
- 119-s-3940: Access to Fair Financing for Opportunity and Resilient Development Act

## Sources
- [119-s-3814 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3814)

## Related
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-873: Fighter Force Preservation and Recapitalization Act of 2025](https://policyrisk.com/legislation/119-s-873)
- [119-s-2904: SHADOW Fleet Sanctions Act of 2026](https://policyrisk.com/legislation/119-s-2904)
- [119-s-3257: John A. Hauser Mental Health in Aviation Act](https://policyrisk.com/legislation/119-s-3257)
- [119-s-4576: Jewish American Security Act](https://policyrisk.com/legislation/119-s-4576)
- [119-s-3940: Access to Fair Financing for Opportunity and Resilient Development Act](https://policyrisk.com/legislation/119-s-3940)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3814 (as of 2026-09-10).