# 119-s-3816: Repair Abuses of MSP Payments (RAMP) Act

119-s-3816, Repair Abuses of MSP Payments (RAMP) Act, is a 119th Congress bill sponsored by Sen. Scott, Tim [R-SC] (R-SC); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-3816
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3816
- Congress: 119
- Title: Repair Abuses of MSP Payments (RAMP) Act
- Status: introduced
- Introduced: 2026-02-10
- Sponsor: Sen. Scott, Tim [R-SC] (R-SC)
- Cosponsors: 1
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

The RAMP Act would **create a private right of action against group health plans** that fail to make primary payments or reimburse correctly under Medicare's secondary payer rules. - Medicare beneficiaries and health providers could sue group health plans for damages when those plans do not pay as primary or reimburse properly. - Group health plans and insurers would face broader legal exposure because the bill replaces the term "primary plan" with the defined term "group health plan" in the cited Medicare statute. - The amendment targets Section 1862(b)(3)(A) of the Social Security Act by changing the referenced term to align with the statutory definition of a group health plan.

## Cosponsors (1)

- Sen. Hassan, Margaret Wood [D-NH] (D-NH), 2026-02-10T00:00:00.000Z

## Provisions PRIA read

- Which employer plan pays first: mixed, low. If enacted, this bill would change the wording in Medicare coordination rules so that a "group health plan" is the named primary plan. If you have Medicare and employer coverage, this could change which plan pays first. It could change billing, reimbursements, and paperwork for employers, insurers,…

## Related bills

- 119-s-1541: SHIPS for America Act of 2025
- 119-s-2651: ROAD to Housing Act of 2025
- 119-s-199: A bill to amend the Internal Revenue Code of 1986 to provide special rules for the taxation of certain residents of Taiwan with income from sources within the…
- 119-s-2142: GOLDEN DOME Act of 2025
- 119-s-4689: READ Act
- 119-s-2511: College Transparency Act

## Sources
- [119-s-3816 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3816)

## Related
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-2651: ROAD to Housing Act of 2025](https://policyrisk.com/legislation/119-s-2651)
- [119-s-199: A bill to amend the Internal Revenue Code of 1986 to provide special rules for…](https://policyrisk.com/legislation/119-s-199)
- [119-s-2142: GOLDEN DOME Act of 2025](https://policyrisk.com/legislation/119-s-2142)
- [119-s-4689: READ Act](https://policyrisk.com/legislation/119-s-4689)
- [119-s-2511: College Transparency Act](https://policyrisk.com/legislation/119-s-2511)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3816 (as of 2026-04-21).