# 119-s-3901: HOME Expansion Act

119-s-3901, HOME Expansion Act, is a 119th Congress bill sponsored by Sen. Budd, Ted [R-NC] (R-NC); status introduced; PRIA reads it as touching household money (as of 2026-09-18).

- Canonical: https://policyrisk.com/legislation/119-s-3901
- As of: 2026-09-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3901
- Congress: 119
- Title: HOME Expansion Act
- Status: introduced
- Introduced: 2026-02-24
- Sponsor: Sen. Budd, Ted [R-NC] (R-NC)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-09-18

## Summary

**Expands the HOME program** to allow HOME funds for local infrastructure in eligible nonentitlement areas and to broaden affordable homeownership rules. It raises income limits to 110% and adds shared-equity and exception rules for military members and heirs. - Permits HOME money to pay for infrastructure improvements in nonentitlement areas that do not receive Title I assistance, when the work is directly related to housing assisted under HOME or housing supported by the Low-Income Housing Tax Credit and is located on or next to that housing. Those projects must meet the section 110 labor standards and the Secretary of Housing and Urban Development must issue implementing rules within one year. - Raises the income cap for affordable homeownership from 95% to 110% of area median income. Requires maintaining long-term affordability through shared-equity models such as community land trusts or limited equity cooperatives and authorizes tools like purchase options and rights of first refusal to keep homes affordable for future buyers. - Allows suspension or waiver of income limits for owners who are regular armed forces or National Guard members with deployment orders of at least 90 days or a permanent change of station. Lets heirs who live in a deceased owner's principal residence and assume program duties keep the home's qualifying status.

## Provisions PRIA read

- More homeownership help for eligible owners: benefit, medium. If enacted, this would raise certain HOME program income cutoffs from 95 percent to 110 percent. It would let programs use shared-equity models, like community land trusts or limited-equity co-ops, to keep homes affordable if the Secretary approves the mechanism and terms. It would allow suspension…
- HOME money for local infrastructure: benefit, low. If enacted, this would let jurisdictions that do not receive Title I assistance use HOME subtitle funds for infrastructure tied to assisted housing. The work must be directly related to housing assisted under the HOME subtitle or section 42 and be located within or next to that housing. Examples in…

## Related bills

- 119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026
- 119-s-3597: National Quantum Initiative Reauthorization Act of 2026
- 119-s-4952: Protecting American Taxpayers Act
- 119-s-4378: Protecting American Taxpayers Act
- 119-s-4328: FLEX Act
- 119-s-4065: STAND with Taiwan Act of 2026

## Sources
- [119-s-3901 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3901)

## Related
- [119-s-3923: Weather Research and Forecasting Innovation Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3923)
- [119-s-3597: National Quantum Initiative Reauthorization Act of 2026](https://policyrisk.com/legislation/119-s-3597)
- [119-s-4952: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4952)
- [119-s-4378: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4378)
- [119-s-4328: FLEX Act](https://policyrisk.com/legislation/119-s-4328)
- [119-s-4065: STAND with Taiwan Act of 2026](https://policyrisk.com/legislation/119-s-4065)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3901 (as of 2026-09-18).