# 119-s-3936: USDA Loan Modernization Act

119-s-3936, USDA Loan Modernization Act, is a 119th Congress bill sponsored by Sen. Tuberville, Tommy [R-AL] (R-AL); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-s-3936
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3936
- Congress: 119
- Title: USDA Loan Modernization Act
- Status: introduced
- Introduced: 2026-02-26
- Sponsor: Sen. Tuberville, Tommy [R-AL] (R-AL)
- Cosponsors: 1
- Policy area: Agriculture and Food
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Would expand access to USDA farm loans by changing who counts as an eligible operator or owner.** It would replace a "majority" control test with an "at least 50 percent" standard and add rules letting operator-led and embedded entities meet eligibility for real estate, operating, and emergency loans.

## Cosponsors (1)

- Sen. Husted, Jon [R-OH] (R-OH), 2026-02-26T00:00:00.000Z

## Provisions PRIA read

- More USDA farm loan access: benefit, medium. If enacted, the bill would expand who counts as an operator for USDA farm real estate, operating, and emergency loans. It would replace each "a majority" test with "at least a 50 percent" ownership test so 50% owners could meet operator or owner-operator rules. The bill would let the Secretary defi…

## Related bills

- 119-s-2121: SUPPORT for Patients and Communities Reauthorization Act of 2025
- 119-s-1748: Kids Online Safety Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-4064: Digital Commodity Intermediaries Act
- 119-s-2355: Patients Deserve Price Tags Act
- 119-s-275: Veterans’ Assuring Critical Care Expansions to Support Servicemembers (ACCESS) Act of 2025

## Sources
- [119-s-3936 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3936)

## Related
- [119-s-2121: SUPPORT for Patients and Communities Reauthorization Act of 2025](https://policyrisk.com/legislation/119-s-2121)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-4064: Digital Commodity Intermediaries Act](https://policyrisk.com/legislation/119-s-4064)
- [119-s-2355: Patients Deserve Price Tags Act](https://policyrisk.com/legislation/119-s-2355)
- [119-s-275: Veterans’ Assuring Critical Care Expansions to Support Servicemembers (ACCESS)…](https://policyrisk.com/legislation/119-s-275)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3936 (as of 2026-09-21).