# 119-s-3961: Stop Post-Disaster Vultures Act

119-s-3961, Stop Post-Disaster Vultures Act, is a 119th Congress bill sponsored by Sen. Schiff, Adam B. [D-CA] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-3961
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3961
- Congress: 119
- Title: Stop Post-Disaster Vultures Act
- Status: introduced
- Introduced: 2026-03-02
- Sponsor: Sen. Schiff, Adam B. [D-CA] (D-CA)
- Cosponsors: 0
- Policy area: Emergency Management
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**This bill would create a rule to _ban institutional investors from soliciting purchases of properties inside a declared major disaster area for six months after the declaration_.** It defines an "institutional investor" as any person or entity that owns at least 75 single-family homes and covers offers sent by mail, interstate wire, or any other contact method. - Homeowners and families in declared disaster areas would face fewer direct purchase offers from large investors during the six-month post-declaration period. - Entities owning 75 or more single-family homes would be barred from making offers or other solicitations to buy properties in the affected area during that six-month window. - The prohibition applies to mail, interstate wire, and any other method of contact named in the text. - The provision includes a severability clause and the provided text does not specify penalties or enforcement mechanisms.

## Provisions PRIA read

- Ban on investor solicitations after disasters: benefit, low. If enacted, this bill would bar certain large owners from offering to buy property in a declared major disaster area for six months after the disaster declaration. For any taxable year, an "institutional investor" would be anyone who directly or indirectly owns 75 or more single-family homes. The b…

## Related bills

- 119-s-4949: Water Resources Development Act of 2026
- 119-s-2838: Protecting Our Democracy Act
- 119-s-2819: Head Start for America's Children Act
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-5283: Momnibus Act
- 119-s-1507: Agriculture Resilience Act of 2025

## Sources
- [119-s-3961 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3961)

## Related
- [119-s-4949: Water Resources Development Act of 2026](https://policyrisk.com/legislation/119-s-4949)
- [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838)
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-1507: Agriculture Resilience Act of 2025](https://policyrisk.com/legislation/119-s-1507)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3961 (as of 2026-04-21).