# 119-s-3968: Housing for America’s Middle Class Act of 2026

119-s-3968, Housing for America’s Middle Class Act of 2026, is a 119th Congress bill sponsored by Sen. Ricketts, Pete [R-NE] (R-NE); status introduced; PRIA reads it as touching household money (as of 2026-05-02).

- Canonical: https://policyrisk.com/legislation/119-s-3968
- As of: 2026-05-02
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-3968
- Congress: 119
- Title: Housing for America’s Middle Class Act of 2026
- Status: introduced
- Introduced: 2026-03-03
- Sponsor: Sen. Ricketts, Pete [R-NE] (R-NE)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-05-02

## Summary

**Workforce housing for middle‑income households**. This bill would direct the Government Accountability Office to deliver a report within one year that identifies barriers, maps areas with the worst shortages, lists federal programs and tax credits that exclude these households, recommends a consistent federal definition of “workforce housing,” and analyzes how to modify or create federal programs and incentives to include that housing segment. - Families earning above 80% but not exceeding 120% of an area’s median family income would get a targeted analysis of the obstacles they face and where housing is least available. - Congress and federal agencies would receive a catalog of federal housing programs, including tax credits, grants, and loan programs, that are not available to these households and a recommended definition for “workforce housing.” - Federal housing programs and developers would get options on how to change or design incentives to serve workforce housing if funding to cover broader eligibility were made available.

## Provisions PRIA read

- Define middle-income for housing: benefit, low. This bill would define "middle-income" for this section. A household would be middle-income if its income is above 80% and at most 120% of the area's median family income. The Secretary would adjust the area's median family income for household size. This definition would be used in the GAO workfor…

## Related bills

- 119-s-4668: Protect College Sports Act of 2026
- 119-s-2828: Child Care Modernization Act of 2025
- 119-s-4952: Protecting American Taxpayers Act
- 119-s-4378: Protecting American Taxpayers Act
- 119-s-1748: Kids Online Safety Act
- 119-s-4065: STAND with Taiwan Act of 2026

## Sources
- [119-s-3968 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/3968)

## Related
- [119-s-4668: Protect College Sports Act of 2026](https://policyrisk.com/legislation/119-s-4668)
- [119-s-2828: Child Care Modernization Act of 2025](https://policyrisk.com/legislation/119-s-2828)
- [119-s-4952: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4952)
- [119-s-4378: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4378)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-4065: STAND with Taiwan Act of 2026](https://policyrisk.com/legislation/119-s-4065)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-3968 (as of 2026-05-02).