# 119-s-4060: Prediction Markets Security and Integrity Act of 2026 119-s-4060, Prediction Markets Security and Integrity Act of 2026, is a 119th Congress bill sponsored by Sen. Blumenthal, Richard [D-CT] (D-CT); status introduced; PRIA reads it as touching household money (as of 2026-08-11). - Canonical: https://policyrisk.com/legislation/119-s-4060 - As of: 2026-08-11 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: 119-s-4060 - Congress: 119 - Title: Prediction Markets Security and Integrity Act of 2026 - Status: introduced - Introduced: 2026-03-11 - Sponsor: Sen. Blumenthal, Richard [D-CT] (D-CT) - Cosponsors: 1 - Policy area: Health - Touches household money: yes - Last recorded action: 2026-08-11 ## Summary **This bill would create a federal framework to regulate online prediction markets, centering on _consumer protections and market integrity_.** It would set national age and verification rules, a national self-exclusion list, advertising and data controls, and require States to run approved wagering programs and license operators. - Players and families: Bars anyone under 21, mandates national and state self-exclusion lists, bans credit card deposits, limits deposits to no more than 5 in 24 hours, and requires affordability checks for deposits over $1,000 in 24 hours or $10,000 in 30 days. Operators must offer clear odds, easy withdrawals, and fund treatment and education from wagering revenue. - States and operators: States must submit wagering programs for Attorney General review with 180-day reviews and 3-year program terms. Operators need state licenses, annual background checks, minimum internal controls, 6-year record retention, and near-real-time anonymized data reporting (no later than 24 hours). - Integrity, enforcement, and sports partners: Prohibits insider trading, manipulation, certain bets (including amateur and intercollegiate propositions and some microbets), and requires suspicious-transaction reporting to authorities and sports organizations. The Attorney General can seek civil relief and violations carry criminal penalties of at least $50,000 per violation and/or up to 2 years imprisonment. ## Cosponsors (1) - Sen. Kim, Andy [D-NJ] (D-NJ), 2026-03-11T00:00:00.000Z ## Provisions PRIA read - Withdrawals and operator reserves: benefit, medium. If enacted, operators could not require customers to do publicity or advertising to get withdrawals. They could not impose unreasonable withdrawal minimums, maximums, dormancy fees for non‑wagering inactivity, or use excessive ID‑check delays to block withdrawals. Operators would also have to hold… - Ads, bonuses, and AI targeting limits: benefit, low. This bill would broadly ban reload bonuses, most tier and VIP rewards worth more than $5, and similar incentives tied to gambling. Ads would have to identify the operator and list gambling‑help resources, could not target people under 21 or self‑excluded or problem gamblers, and could not run betwe… - Who can bet and block access: benefit, low. This bill would require operators to verify every user's full name, age, and location before accounts may be used. It would prohibit anyone under 21 from registering or placing wagers. The bill would create a national self-exclusion list and require operators to avoid taking bets from people on Sta… - Paying for treatment and education: benefit, low. If enacted, operators would have to set aside an appropriate percentage of wagering revenue to fund gambling‑disorder treatment and responsible‑gaming education. The bill does not set the exact percent; States or State wagering programs would decide funding levels and details. - Market integrity and event controls: benefit, low. If enacted, the bill would bar use of material nonpublic information, manipulation, and deceptive practices in prediction markets. Operators would need rules to stop conflicts of interest and remove suspect listings. Event sponsors could ask State regulators to restrict or exclude wagers on events… - State approval and enforcement powers: benefit, low. The bill would require States to apply to the U.S. Attorney General to run a State wagering program and give the Attorney General 180 days to act on complete applications. State approvals would run for three years. The U.S. Attorney General would get civil enforcement authority, including injunctio… - Deposit and affordability limits: mixed, medium. If enacted, operators could not accept credit-card deposits and could accept no more than five deposits in any 24‑hour period. Operators would have to run an affordability check before accepting deposits that would push totals over $1,000 in 24 hours or $10,000 in 30 days. That check would pass if… - Which wagers are allowed or banned: mixed, low. The bill would let States approve only specific wager types and require location checks so you can bet only from approved States or Indian lands in an approved interstate compact. It would bar proposition bets on amateur and intercollegiate sports and would ban bets on events after the event has st… ## Related bills - 119-s-2838: Protecting Our Democracy Act - 119-s-2819: Head Start for America's Children Act - 119-s-1541: SHIPS for America Act of 2025 - 119-s-5283: Momnibus Act - 119-s-5238: For Our Republic Act - 119-s-3990: PrEP Access and Coverage Act of 2026 ## Sources - [119-s-4060 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4060) ## Related - [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838) - [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819) - [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541) - [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283) - [119-s-5238: For Our Republic Act](https://policyrisk.com/legislation/119-s-5238) - [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990) - [All bills in Congress](https://policyrisk.com/legislation) Source: PRIA, https://policyrisk.com/legislation/119-s-4060 (as of 2026-08-11).