# 119-s-4096: A bill to amend the Consolidated Farm and Rural Development Act to modify provisions relating to rural decentralized water systems grants.

119-s-4096, A bill to amend the Consolidated Farm and Rural Development Act to modify provisions relating to rural decentralized water systems grants., is a 119th Congress bill sponsored by Sen. Booker, Cory A. [D-NJ] (D-NJ); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-4096
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-4096
- Congress: 119
- Title: A bill to amend the Consolidated Farm and Rural Development Act to modify provisions relating to rural decentralized water systems grants.
- Status: introduced
- Introduced: 2026-03-12
- Sponsor: Sen. Booker, Cory A. [D-NJ] (D-NJ)
- Cosponsors: 1
- Policy area: Water Resources Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expands rural financing for household water wells and decentralized wastewater systems.** This bill would let the Agriculture Secretary give grants to private nonprofits so they can make loans and subgrants for building, repairing, and servicing individually owned household water and wastewater systems in rural areas. - Families with the lowest incomes can get subgrants. Individuals in households under 60% of the local nonmetropolitan median income, as measured by the most recent decennial census, are eligible for subgrants to cover construction, refurbishing, or service costs. - Moderate‑income households can access loans. Households between 60% and 100% of the area median can get loans, and the maximum loan amount is raised from $15,000 to $20,000. - Nonprofit service providers gain formal grant access. Private nonprofit organizations can receive federal grants to operate these loan and subgrant programs within their service areas. - Adds a warranty funding option for wastewater systems. The bill authorizes funding to pay for a performance warranty on household decentralized wastewater systems for at least 5 years. - Extends the program reference year to 2031. A statutory date in the program text is replaced with 2031, lengthening the period the program covers.

## Cosponsors (1)

- Sen. Capito, Shelley Moore [R-WV] (R-WV), 2026-03-12T00:00:00.000Z

## Provisions PRIA read

- Higher nonprofit loans for rural homeowners: benefit, high. If enacted, the bill would raise the maximum nonprofit loan from $15,000 to $20,000. You would be able to borrow up to $20,000 for one project under the nonprofit loan program. This change would take effect upon enactment.
- Grants for rural household water systems: benefit, medium. If enacted, the bill would let the Agriculture Secretary give grants to private nonprofits. Those nonprofits could make subgrants and loans to people for building, fixing, or servicing private rural water wells and home decentralized wastewater systems. Subgrants would be for households with combin…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-4949: Water Resources Development Act of 2026
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-5283: Momnibus Act
- 119-s-1507: Agriculture Resilience Act of 2025
- 119-s-4504: Full-Service Community School Expansion Act of 2026

## Sources
- [119-s-4096 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4096)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-4949: Water Resources Development Act of 2026](https://policyrisk.com/legislation/119-s-4949)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-1507: Agriculture Resilience Act of 2025](https://policyrisk.com/legislation/119-s-1507)
- [119-s-4504: Full-Service Community School Expansion Act of 2026](https://policyrisk.com/legislation/119-s-4504)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-4096 (as of 2026-04-21).