# 119-s-4215: AFFIRM Act of 2026

119-s-4215, AFFIRM Act of 2026, is a 119th Congress bill sponsored by Sen. Shaheen, Jeanne [D-NH] (D-NH); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-4215
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-4215
- Congress: 119
- Title: AFFIRM Act of 2026
- Status: introduced
- Introduced: 2026-03-26
- Sponsor: Sen. Shaheen, Jeanne [D-NH] (D-NH)
- Cosponsors: 0
- Policy area: Agriculture and Food
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Limits and transparency for federal crop insurance subsidies.** The AFFIRM Act of 2026 would tighten who can get premium subsidies, force annual public disclosure of subsidy and insurer payments, and cut some insurer payouts and subsidies. - Families and smaller farms: It would block portions of premium subsidies for anyone with average adjusted gross income above $250,000 and cap premium subsidy payments at $40,000 per person per reinsurance year. This targets support away from higher-income producers. - Producers using harvest-price coverage: It would end premium subsidies for policies tied to actual market prices at harvest beginning with the 2027 reinsurance year, changing how some price protections are funded. - Crop insurance companies: It would limit the industrys average rate of return to 8.9% of retained premiums and cap administrative and operating reimbursements at $900 million for the 2027 year, adjusted for inflation thereafter. - Transparency and program rules: It would require annual public disclosures of who receives subsidized crop, livestock, and forage policies and per-provider underwriting gains and federal indemnities, while excluding catastrophic risk protection plan recipients. The bill also alters the renegotiation process for the Standard Reinsurance Agreement. *It would reduce federal outlays while increasing transparency.*

## Provisions PRIA read

- Public disclosure of crop subsidies: benefit, medium. This bill would require the Secretary to publish, each year, who got federal crop insurance subsidies in the prior reinsurance year. The list would show each person or entity's name, the premium subsidy amount, and the Federal portion of any indemnities for each policy. The Secretary would also pub…
- Crop insurance subsidy limits for farms: cost, high. This bill would limit federal premium help for many farms. If your average adjusted gross income is over $250,000, the Corporation would not pay part of your premium for additional coverage. The Corporation would also not pay more than $40,000 to any person or legal entity in a reinsurance year for…
- Caps on insurer profits and payments: cost, medium. This bill would cap insurer reimbursements and target insurer returns under the federal reinsurance program. Total reimbursements for administrative and operating costs would be limited to $900 million for the 2027 reinsurance year, then increase each year by the inflation factor used in the 2011 S…

## Related bills

- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2231: GLOBE Act of 2025
- 119-s-51: Washington, D.C. Admission Act
- 119-s-5108: Right to IVF Act of 2026
- 119-s-4895: Turn the Tide Act

## Sources
- [119-s-4215 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4215)

## Related
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2231: GLOBE Act of 2025](https://policyrisk.com/legislation/119-s-2231)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [119-s-5108: Right to IVF Act of 2026](https://policyrisk.com/legislation/119-s-5108)
- [119-s-4895: Turn the Tide Act](https://policyrisk.com/legislation/119-s-4895)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-4215 (as of 2026-04-21).